Title: Insufficient Funds
Author: Phoenix Arrow
Part: Chapter 1 of 1
Keywords: F/F, high heels, anal, humiliation
Redistribution: only for personal, nonprofit use.
Short Summary: Bank scam artist goes head to head with a 
		smart Bank Manager. 



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Please, if you are under the age of 18, don't read this material. 
Just wait a few years and you'll be all good and legal for this 
kind of stuff. Now for the rest of you, Enjoy!

Phoenix Arrow - PhoenixArrow2000@yahoo.com

More Phoenix Arrow Stories Available at: 
http://www.asstr.org/files/Authors/PhoenixArrow/
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Insufficient Funds 
By Phoenix Arrow



	I walk into the bank and immediately start eyeing out a sucker. 
There are always at least one or two new girls working as tellers in these 
city banks. And if you know how to push them just right, you can fool them 
any day of the week.

I have actually gotten quite good at this. Going from bank to bank, 
requesting withdrawals with fake identification and bank accounts. I 
know it's against the law, but a girl's got to make a living.

Usually it's not much, only several hundreds of dollars each time. This 
way the banks won't be as eager to report the theft to the FBI. Any thefts 
look bad for a bank, so 2-3 hundred isn't worth the effort. And since I've 
been so good at it, the only way they'll know I wasn't the real account 
holder is when a customer reports an error in their account, and I'm 
usually long gone by then.

And now, its time to conquer my latest victim. It doesn't take me long to 
spot the peppy blonde right out of college busily working out a 
transaction for her customer. She's the one I need. They're always so 
easy to manipulate.

I patiently wait in line until she becomes available, then approach with a 
smile. "Candy" her name tag reads. Perfect. This will be so easy.

"Hello, may I help you?"

"Certainly you may Candy! I would like to withdrawal $250.00 from my 
account."

"Very well Miss???"

"Thompson!"

"Ok Mrs. Thompson, all I need is you account # and ID."

I hand the dumb blond my cards and she makes a pathetic attempt to 
comprehend what they say. A more experience teller would most likely 
not have been so easily duped by the fake ID's, but sure enough my little 
Candy wastes no time retrieving my money.

Gosh I'm good. You'd be really surprised to learn how easy it is to 
acquire bank account numbers these days. People just don't check their 
mail boxes fast enough.

Anyways, when she comes back with the money I'm all smiles. In front 
of me she begins counting the bills. Yep, all there. All 250.00 bucks. All 
mine.

But....

But just as she's about to hand it over to me, the bank manager shows up 
right behind her. Oh shit!

"Is everything going alright Candy?"

"Oh yes Miss Stills, I was just about to hand this customer her money!"

The bank manager paused for a moment, staring at me. She seemed to be 
studying me, trying to figure me out. I was getting a little nervous.

"You know Candy, why don't you let me finish taking care of this 
customer in my office."

"But I'm almost finished with her! I was about to give...."

"What did I tell you about talking back? Don't make me reprimand you 
again."

"Yes ma'am" Candy surrendered her argument.

Miss Stills had by now turned directly towards me as she spoke "So 
Miss Thompson, if you don't mind, please follow me to my office. We 
can take better care of your...account in there."

I can sense the sarcasm in her voice. She's on to me, I just know it. I 
should just turn around and leave. This woman was way too experience 
to mess with. I know I'm in way over my head.

"Are you coming Miss Thompson?"

She jolted my decision making as she stared at me with a sarcastic smile. 
A smile that said "I know you're a fraud. You don't have the guts to 
mess with me." 

And she was right. I was scared of her. Even though I was very good at 
convincing younger tellers I was a real client, this woman would surely 
see right through me. She was about my age, and had a look of authority. 
This wasn't just another dumb blonde teller. This woman had brains.

But I couldn't just leave. Not like this. It would prove I was a fake. She'd 
probably call the police the moment I stepped out of the building. No, I 
had to ride this one out. I was going to have to do my best acting to get 
out of this one.

I looked at her and changed my mood. I now looked at her with 
determination. A determination that I would win this little game and still 
walk out of here with my money. I confidently smiled as I strolled past 
her and into her office. But as the heavy door closed behind me, I felt a 
chill go through my body. Did I just make a BIG mistake?

Swiftly the manager walked around her desk and lowered herself to her 
plush leather chair, the whole time staring down at the fake ID and 
account numbers I had handed to Candy. Despite the empty chair right 
in front of me, I stood waiting for her to offer me a seat. She never did.

"So Miss....Thompson, you wish to withdrawal some money from us 
today. And I see from my wonderful teller Candy, that its for $250 
dollars. Is that correct?"

"Well, yes it is." I couldn't help but respond with tension in my voice.

"And I'm sure you were able to tell just how intelligent Candy was while 
she check your identification and account numbers."

"Er...yeah...I mean yes!"

"I see. Well I'd be just happy to complete this withdrawal for you Miss 
Thompson."

My eyes light up. Was she really going to give me the money after all?

"All I'll need is one more photo ID of yourself." I should have known the 
other shoe would drop.

"Excuse me?"

"One more ID. Just to make sure everything is in order before we make 
the withdrawal." She was staring at me again with that look. The look 
that said she knew who I was....and wasn't.

"Well....I don't have another ID on me. But I assure you that I am Miss 
Thompson."

"I suppose your right. How silly of me to even question your word. In 
fact, let me do you a favor." With that, she took out a scissors and right 
in my face, cut the ID card in two. My jaw dropped.

"Opps, so sorry Miss Thompson. I guess you won't be using that any 
time soon." She took the two pieces of my ID and dropped them into the 
trash bin. "But I'm sure you won't mind, since it wasn't real to begin 
with."

That was it. She just admitted what I already suspected. She knew I was 
a fake. I could feel sweat forming on my body as she stared at me. I 
glanced at the door out of the corner of me eye. I wanted run. I wanted 
to burst through those doors and get as far away from this woman as 
possible. I felt my eyes begin to water.

She looked at me with complete victory. The look made me want to pee 
myself. How could I have allowed this to happen? I should have never 
come inside here to begin with. She was probably getting off on this. 
Sitting there as she slowly destroyed me, making me crumple before her.

"So Miss Thompson, what shall we do now about that withdrawal?"

"I'm so sorry Miss Stills. You are right, I am a fraud, a lie. Please please 
let me go. I'll never do it again. I'm sorry!" That's what I wanted to say. 
All I could think about was how to surrender to this woman. She was 
dead on accurate about me. Who cares if she was wet at my expense, I 
was a complete fake and she had called me out.

But what should I say? What should I do? Until this moment, I had 
never been called out like this. How do I admit to her that she had won?

But had she? In the middle of debating if to run away or to simply break 
down completely, I managed to think for a moment. Did she have any 
actual proof that I wasn't Miss Thompson? Could she just be bluffing? 
Assuming, or even hoping that I'd admit I was the fraud I am? I knew if 
I surrendered to her now I would be arrested and hauled off to jail 
crying, all the while her laughing at me for being so easy to defeat.

"No!" I yelled at myself. The only way out of this was to call her bluff.

"MISS THOMPSON! I asked you what should we now do about this 
withdrawal?" Her voice was considerably higher.

Taking a deep breath, I moved in front of the chair and took a seat, 
before looking her straight in the eyes.

"Go and get it Miss Stills. Get my withdrawal. I haven't got all day!"

I could tell she was taken aback by my stand. She had expected me to 
fall to my knees and admit my guilt. I even wanted to. But she wasn't 
going to get it.

"Perhaps you didn't understand my statement earlier, but I do NOT 
believe you are truly Miss Thompson."

"I beg your pardon!" I gave a mock shock.

"Come on lady, I've seen this act done all the time. I've been in the 
banking business for over 20 years, and if you think I got to where I am 
by letting some off the street lady to walk in here and steal money...."

"HOW DARE YOU ACCUSE ME OF BEING A COMMON 
CRIMINAL!" I did my best burst of anger I could manage. She paused 
for a moment, seemingly calculating the odds that I really was Miss 
Thompson. They apparently weren't very high.

"I've heard just about enough of all this nonsense. You may be able to 
fool that bimbo Teller, but not me Missy! Now get out of my bank this 
instant or I'll shove my high heel up that chubby ass as I'm kicking it out 
of my bank personally!!!"

I paused at the aggression in her voice. This woman was serious. An 
image popped into my head of her high heel firmly wedged in my ass. 
Another shiver went through my body. I was determined not to let that 
happen.

"Miss Stills, I have never been talk to like this in all my life. Who do 
you think you are? Your just some power hungry bank manager. I'm 
worth ten times what you are and my husband's law office eats stupid 
women like you for breakfast every hour of the day."

I could see the slight look of worry on her face the moment I mentioned 
my "husband's" law firm. Perhaps she was wrong after all. At least I 
hoped that's what she was thinking. But she wasn't about to give in that 
easily.

"Miss Thompson....or who ever you are. Don't make this any harder for 
yourself. Simply leave and never come back here again. Don't make me 
call the police."

"Go ahead, call the police. I want your staff to see you handcuffed and 
lead away when I tell them how you destroyed my ID, insulted me, and 
refused me service! Go on, call them now!"

She reached over to the phone and picked it up. With her fingers 
hovering above the numbers, she look back at me. We both stared 
heatedly at each other. 

This was it, the moment of truth. If she called, I would be toast. But 
maybe, just maybe, she was thinking the exact same thing. I hoped

We both continued to stare at each other, daring the other to admit their 
bluff. Suddenly we both could here the automatic operator come on. 
Sighing, she hung up the phone and looked at me with a less aggressive 
face.

"Perhaps we can avoid making this a big deal. There really is no need to 
involve the police."

I had her! She was now on the retreat. I couldn't believe my luck it had 
worked. But it wasn't over yet. I needed to push this woman completely 
on her heels before I got out of this one. So I pushed and pushed hard.

"You know I don't understand how a brainless bimbo like you ever 
managed to become the manager of a bank. You clearly don't know 
what you are doing. I'd bet that teller could do a better job running 
things around here than you. At least she doesn't harass her customers."

"Please Miss.....Thompson, calm down. I'm....I'm really sorry to have 
questioned you."

"As you should be. I have a real mind to call my husband and have him 
file charges against you!"

"Oh that won't really be necessary Miss. Here, I'll personally get your 
withdrawal for you. Will that be ok?

I can't believe I had actually won! I called her bluff and not only will I 
walk out of here with my freedom, but with the money to! 

But as I sat there,  I noticed something new. For the first time I could see 
real fear in her eyes. This tough bank manager was actually worried my 
fake husband would file charges. What was she willing to do to prevent 
that from happening? For the first time, I felt my own pussy tingle as I 
wondered?

"No, I don't think that'll be enough. I feel very insulted. Perhaps I should 
be given more."

"Certainly Miss Thompson. How much more would you like to 
withdrawal from your account?"

"Oh, about $10,000."

"Would you like that cash or check?"

"A personal check from you would be just fine."

"But the bank is not allowed to offer personal checks."

"Not the bank sweetie, you!"

She looked puzzled. "Me? I don't think I understand?"

"I want you to write me a personal check for 10 grand. You know how 
to write don't you dear?"

"Please Miss, lets be realistic. I'm trying to correct the situation."

"And you can start by taking that checkbook out of your purse."

"But...but..." I could tell she was loosing it. She wasn't used to being on 
the receiving end, and she was falling apart.

"But what sweetie?"

"That's my life savings."

"Pretty pathetic huh? A big fancy bank manager like you only has 10k 
put away for a rainy day. Oh well, you should have thought of that 
before you behaved so poorly. Better get writing.

"But....but...." Tears were starting to form in her eyes.

I could actually feel my cunt moistening. I knew it was getting wet with 
power as I slowly broke this bitch. She had probably spent all of her 
working life collecting that $10,000 dollars and protecting it from people 
like me. But as I pushed hard, she crumbled. To my amazement, she 
actually reached into one of her drawers and removed her purse. Inside 
was her check book.

With an expensive company pen, and a tear rolling down her cheek, she 
starting writing away her savings to me. I adjusted in my seat as she 
wrote, trying relieve the feeling between my thighs. My panties getting 
unusually wet. I may have to hurry this up.

But just as she finished writing in all the zeros, she hesitated to give it to 
me. Apparently she was re-thinking her foolish submission. So I had to 
act fast.

"What seems to be the problem Mrs. Manager? You don't think your 
money will be enough compensation for my trouble?"

"Well....I....."

"Perhaps you would feel better if you got on your hands and knees and 
crawl to me as you grovel for my forgiveness???"

Her eyes grew wide. "No no, her you go Miss Thompson." She 
desperately waved the check towards me.

"Perhaps that would be a good idea actually. Yes, a very good idea. 
Come on dear you may crawl to me. Lets go, on the floor."

She looked like a girl. Like a scared little girl whose lost her mommy. 
No longer the tough, threatening woman she was a moment ago. She 
looked at me one last time with pleading eyes. But I simply extended a 
finger and pointed it down.

My pussy spasmed when her knees touched the floor. "You may carry 
the check between your lips as you crawl to me sweetie."

She gave a slight sob, before slipping the thin paper between her lips and 
began crawling. Gosh I loved it. I watched as she did her best to crawl in 
her expensive business suit, head held low, too ashamed to even look at 
me. The power I was feeling over this woman was overwhelming. I was 
nothing more than a common criminal, steeling money from banks and 
lying to people's faces. Yet this respected, authoritative bank manager 
was actually crawling on her hands and knees to apologize, with a 
$10,000 dollar check to boot. I squeezed my thighs together and almost 
came.

I wondered if she could smell the musk from my pussy when she 
reached me. Her face was red with shame as I took the check from her 
lips and placed it into my purse. From the floor, she remained looking at 
me, apparently waiting for my next berating command.

"Well Miss Stills, what do you have to say for yourself?"

"Please Miss Thompson, I'm so sorry. Please forgive my rude behavior. I 
was wring to accuse you of being a fake." She looked like a child 
begging for forgiveness. And just think, three minutes earlier I was 
moments away from saying the exact same thing to her.

By now my cunt was feeling very itchy. With a smile, I thought of a 
very good way to ease that itch as I looked down at the groveling 
manager. But no, it would be too risky. However, I didn't want to end 
my fun with her just yet.

"Hmmmm, I'm not so sure your serious about being sorry. Perhaps you 
should do something more to prove your sincerity."

She knelt there in silence.

"Kiss my Heel."

Her mouth flew open. I was adding more and more humiliation to her 
ordeal, and I could tell she was thinking how much was enough. But I 
didn't let her think too much as I lifted me left high heel to her face.

With her mind already made up for her and a fresh tear rolling down her 
cheek, she pursed her lips and kissed my heel. It was exquisite. When I 
didn't remove my foot, she continued kissing it until I finally lowered 
my leg, only to raise the other one.

While she was apologizing to my high heels, I took a moment to look 
around her office. The bitch had numerous awards, plaques, and degrees 
on her walls. She had actually done quite well for herself in life. It was 
all quite a sight. If only some of her other staff members could see what 
little Miss High and Mighty was doing now, the humiliation would be 
complete. This gave me another idea. Perhaps it was time to change all 
that.

"Would you take a look at yourself. On the floor, groveling for a 
customer like some wench. You're a bank manager for Christ sakes. Or 
that's what you want people to believe. You're a fake aren't you? 
You've got no business running anything, let alone a bank."


She looked up at me, tears freely flowing down her face. I was breaking 
her even deeper than before. Past the hard surface and into her soft inner 
core, where true fear of failure and inadequacy lay. The bitch was mine.

"Maybe you should stop pretending to be something your not. Maybe 
you should walk away from your cushy little job and let the big girls 
take over. Don't you agree honey?"

"But....I like being a bank manager....I don't want to leave...."

Your not fooling anyone honey, your just not management material. But 
if you still really like working in a bank so much, I know of a perfect 
place to put my little bank girl.

Her eyes lit up with joy at my words, shortly before I activated the page 
on her desk. Candy answered on the other end.

---

10 minutes later a clueless Candy knocked on the door of her manager's 
office. When she heard a moaning reply, she entered the office and 
almost dropped the papers she was holding. She never in a million years 
would have dreamed of seeing the sight she now saw before her.

Sitting on her boss's desk was that Thompson woman. Standing next to 
her was her boss, Miss Stills. She had for some reason discarded her 
skirt and panties and was bending over with her hands holding her ass 
checks apart. And to Candy's utter amazement, Miss Thompson was 
actually shoving the toe of her high heel up her boss's ass, WHILE IT 
WAS STILL ON no less! Or was it her boss pushing her ass back 
against Miss Thompson's heels? She couldn't tell. But she did know at 
that moment, things were going to be different around here.

---

3 months later....

Miss Candice James!

I so do like the way that looks on my office door. It looks so much better 
than Jamie's, and everyone thinks so. It's nice to be considered 
important for once. Being in charge of the bank is tough work, but much 
better than being a lowly teller like I once was.

Thankfully a very special lady arrived at our bank three months ago. 
Until then, I had been suffering under the gaze of my demanding former 
boss Jamie Stills. She was always such a bitch to every and we hated her 
so much. She even enjoyed calling me Candy as some sort of stupid nick 
name. I hated it. But of course we were always as nice as we could be 
for her because she would fire us on a moments notice.

But that all changed when Miss Thompson showed up. It didn't have to 
be a significant day. All Miss Thompson wanted to do was withdrawal a 
little bit of money from her own bank account. Not a big deal right? It's 
something that happens every day. All had been going well and I was 
almost finished with the transaction when Miss Stupid Jamie shows up 
and starts making a big deal about everything.

I tried to warn her that every thing was OK. That there was no need for 
her to get involved, but nooooo. She had to be all big boss lady and ask 
Miss Thompson into her office.

Well it serves her right for what happened. Not long after they 
disappeared behind the door I was paged to see Miss Stills. Boy did I get 
the shock of my life when I went in there. I don't really want to say what 
I saw because I've been trying to keep the rumors down at the bank, but 
lets just say Jamie may have had a problem going to the bathroom 
afterwards.

Any ways, while they were doing their thing, Miss Thompson informed 
me of a few changes that my former boss had agreed to. Namely the 
voluntary demotion. I thought Jamie was nuts when she shook her head 
in agreement. She had such a good job. Why on earth would she not 
want it?

But when Miss Thompson suggested that Jamie and I switch positions, I 
didn't argue. Despite tears in her eyes, at the mention of switching 
positions I swear Jamie gave a loud moan and her whole body began to 
shack. Now that I remember, she looked so silly riding her ass into Miss 
Thompson's heel. Opps, didn't mean to say that! Oh well.

So any ways, it was pretty hard for my former manager when she first 
took over my old job. Despite being a teller when she first started 
working at the bank, she apparently had forgotten all about how to do it, 
and had to learn all over again. The other teller girls were very helpful 
with her, teaching her how to say Yes Ma'am and Thank you Ma'am, as 
well as how to properly check photo ID's and account numbers before 
running off to fetch their money.

I did however make sure everyone knew the reasons why Miss Manager 
made the decision to demote herself. That she could no pretend to know 
what she was doing, and that she needed a job less "mentally" 
challenging. The staff tease her about it to no end.

And no, I haven't told anyone about what I saw Miss Thompson doing 
to Jamie that day. I think she'd just be too humiliated if everyone knew. 
But I do get worried sometimes when I catch her during breaks. She has 
a habit of running off to the maintenance room, where she can't stop 
herself from taking off her heels and trying to fuck her ass and cunt at 
the same time. Doesn't she know she looks ridicules hunched over the 
copy machine like that? What if the other girls catch her? 

I think the poor girl is traumatized by the whole thing with Miss 
Thompson, but as I said earlier its all her fault. In any case I'm sure she'll 
be just happy to know Miss Thompson called me the other day to tell me 
she'll be visiting soon. Something about a withdrawal.


The End!


***********
All Comments are greatly appreciated, please send them to: 
PhoenixArrow2000@yahoo.com

More Phoenix Arrow Stories Available at: 
http://www.asstr.org/files/Authors/PhoenixArrow/

Your encouragements keep me going :)

*******
This work is copyright (c) 2003 by Phoenix Arrow.  You may 
download and keep copies for your personal use as long as the 
author's byline and e-mail address and this paragraph remain on 
the copies.  Please do not post this story to any web site without 
permission from the author.  All other rights reserved.  No 
alteration of the contents is permitted.
*******

