Jim's Insurance Exam (F+/m,Fdom,humil,exhib,voy)

   This is another work of fiction featuring Jim Johnson (my alter ego). 
This time, Jim has to go for an insurance physical and his wife Mandy
accompanies him to the exam.  Just to put a different spin on this story, I
tell it from Mandy's viewpoint as she watches Jim's exam.  I tried to add a
lot of detail and build up the anticipation and embarrassment for Jim
slowly.  So it's a long story.  Please let me know if you enjoy it and if
you have any ideas on how I could have improved it.



   I looked at my watch and realized that it had been almost 25 minutes
since we checked in at the front desk.  It was beginning to look like this
doctor's office was just like all the others.  They all want you to arrive
early but then they make you wait long past your appointment time.  Our
appointment was at 8:30 in the morning, so it's hard to believe that
they're already running behind schedule.

   "I sure hope they call me back soon," Jim said, "I'm already tired of
waiting."

   "I know dear," I replied, "I am too."

   My name is Mandy and Jim is my dear husband.  Jim is here to receive a
life insurance physical and me; well I guess you could say that I'm here
for moral support.  You see, we've been married for about 5 years now, and
we recently decided that it was time for Jim to take out a life insurance
policy.  He's a very responsible guy, and I think he wanted to make sure I
would be alright financially if anything ever happened to him.  For the
most part it was his idea, but I thought it made sense.

   Jim signed up for a fairly substantial life insurance policy, the kind
that requires a physical exam.  And not just one of those simple exams that
are done at your own home by a paramedical technician.  This policy
requires a full physical exam.  And that's why Jim is here today.  I came
along for two reasons.  First, Jim is not really that fond of doctors.  He
will do just about anything to avoid going to one.  He had a full physical
around the time we got married, and I nagged him to have another one about
2 years ago.  But he absolutely hates the thought of seeing the doctor,
especially for a physical exam.  So when he found out that the policy that
he wanted required a physical, he almost canceled the application.  But I
was able to change his mind.

   I said there were two reasons for my presence here.  The second reason
is that I absolutely love medical exams.  I look forward to my annual exam
with my gynecologist each year.  I guess you could say that I have a bit of
a medical fetish.  Not only do I enjoy receiving an exam myself, I love
thinking about my dear husband receiving one as well.  On the two occasions
when Jim did have a physical, it was all I could think about for days.  I
barraged him with questions about the exam.  What did the doctor do?  How
far did he have to undress?  What did it feel like?  Was he embarrassed at
all?  All sorts of questions like that.  I wanted to hear about every last
detail of his exam, and I wished that I could have been there myself to
watch.

   So as long as I was accompanying Jim to the office, I offered to go the
extra mile and come back with him to the exam room, just for moral support,
of course.  He didn't agree at first.  It took just a bit of convincing on
my part.  I explained to him that since he is usually nervous at the
doctor's office, it might be better for me to come along and help answer
any questions.  And I also explained to him that watching his exam would
make me extremely hot.  Jim knows that I have a thing for medical exams,
even though we don't incorporate it into our own play.  He finally agreed
to let me watch his exam when I promised to make it worth his while
afterward!  And so here we are, waiting to be called back for his physical.


   It is a very busy office and there seems to be a constant flow of new
patients arriving and checking in at the front desk.  From our seat in the
waiting room, we can hear most of the conversations as new patients check
in.

   "It sounds like everyone is here for the same thing: A physical exam,"
Jim said.

   "It sure does," I replied, "but that makes sense since it is their
specialty."

   I handed Jim the pamphlet that I read when we first arrived.  It was a
one-page sheet that described the office and their medical practice.  They
described themselves as a multi-specialty occupational medicine practice
that specialized in workman's compensation cases and life insurance
examinations.

   "Oh, that explains it then," he said as he took a quick look at the
pamphlet.  "I guess they should be pretty good at it if all they do is
physicals," he continued.  "I wonder if the exam will be any different than
what I've had in the past?"

   "I'm not sure dear," I replied as I reassuringly took his hand in mine.
"I'm sure it will be nothing at all.  You'll do just fine."

   I'm sure part of Jim's apprehension was due to the fact that he'd never
been to this doctor's office before.  In fact, neither of us had ever heard
of this place until we received the letter from the insurance company.  The
letter simply provided Jim with the office location and told him when to
arrive.  It didn't even name the doctor that he would be seeing, so I
assumed he'd just see the next one that was available.  It also said that
Jim should be fasting, so that's probably another reason why he's a bit
cranky this morning.  Just then the inner door to the waiting room opened.

   "Daniel Schneider," called a young twenty-something nurse as she entered
the waiting room.

   "Right here," replied a young man sitting across from us.

   Jim and I both watched him as he got up to follow the nurse out of the
waiting room.  He was younger than us, probably in his mid-twenties and
looked like he worked out all the time.  You could see that he had muscular
arms and a nice muscular chest as he walked past us.  Once he passed us, we
had a nice view of his backside which was clothed in appropriately tight
and well-fitting jeans.

   "My, my," I whispered to Jim, "he sure looks healthy.  I wonder if
they'll let me watch his exam instead of yours."

   Jim looked at me and frowned.  "Stop that Mandy," he said.  "You should
just be happy that I'm letting you come back with me."

   "I'm sorry dear," I whispered in reply, "I am really looking forward to
watching your exam.  But you know I just can't help myself.  I can't help
wondering what the doctor will be doing to that nice young man in just a
few minutes.  I'm just dying to see my very first male physical exam."

   "Well, if everything goes according to plan, you'll get to watch my exam
in just a few minutes," said Jim in response.  The inner door opened again
and a much older nurse entered the waiting room.

   "James Johnson," she called.

   "Well, that's us," Jim said as he stood up and walked toward the nurse.
I got up and followed a few steps behind Jim.

   "Can I help you?" asked the nurse as I stood next to Jim.

   "I'm Jim's wife, Mandy," I answered, "I'm coming back with him."

   "Oh, are you sure that's alright with you, Mr.  Johnson," she asked
turning toward Jim.

   "Yes, that's right, I'd like my wife to come back with me," he replied.

   "Very well, please follow me," said the nurse.

   We follow the nurse down a short hallway and then turn the corner into a
much longer hallway.  As we walked down the hallway we passed exam rooms on
both sides.  Some of the doors were still open and the rooms were
unoccupied; some had the door open and fully-clothed patients sitting on
the exam table.  Still others had a closed door.  I wondered what might be
taking place behind those closed doors as we passed them.

   We stop at an exam room about half-way down the hallway and the nurse
instructed us to enter.  It's a very large exam room, larger than I've ever
been in before.  It has the typical setup of an padded, adjustable exam
table in the middle of the room, a counter and sink positioned on one side
of the room, and a couple of cheap plastic chairs on the other side.  The
room is equipped with its own scale and eye chart and there is also an
adjustable light that is attached to the ceiling directly above the exam
table.  Next to the scale I noticed a set of portable wooden stairs against
the wall.  One unusual feature of the room is that it is equipped with its
own toilet located at the far end of the room.  It seems as though the room
is equipped with everything that they need to complete an exam without
going to another room.

   "Please have a seat on the exam table, Mr.  Johnson," ordered the nurse.
"And you can have a seat right here," she said to me, pointing to the
plastic chairs.

   I sat down while Jim climbed aboard the exam table.  I could tell by the
look on his face that he was starting to get nervous.

   "I'm Nurse Wilson -- Caroline Wilson," said the nurse, "and I'll be
completing the preliminary part of your exam today.  You've been assigned
to Nurse Goodell who will complete the hands-on portion of the exam. 
You're here for an insurance physical today, is that correct Mr.  Johnson?"


   "Yes, that's right," Jim responded.

   "Alright then, I see that you already completed the medical history
forms and I've got a copy of your identification that you provided when you
checked in." she said.  "We're very careful about checking identification
here.  You wouldn't believe how often we catch someone trying to cheat on
an insurance physical.  I also have the paperwork that was sent over by
your insurance company.  Each insurance company requires a slightly
different exam, so give me a minute to look over their forms and
familiarize myself with their requirements."

   Nurse Wilson stood at the counter reviewing the paperwork and making a
few notes in Jim's chart.  She seemed to be fairly old -- in her late 50's
if I had to guess.  She had a medium build with dark hair and appeared to
be in good shape.  From her demeanor you got the feeling that she was all
business.  She was in control and she knew it.  But she seemed pleasant
enough.  I looked up at Jim and gave him a reassuring smile.  He smiled
back, but looked very nervous.

   As she continued to read the insurance paperwork, Nurse Wilson addressed
Jim: "My, my, you must have applied for a fairly large insurance policy Mr.
Johnson."
"It's substantial, but I don't think it is excessive," answered Jim. 

"Why do you say that?"

   "Well," continued the nurse, "based on the forms that they sent us, your
insurance company requires a very thorough exam." At that moment, I saw
Jim's face turn pale as if all of the blood had run out of it.

   "But, I'm sure you have just a basic exam that you perform on everyone,
right?" Jim asked.

   "Well, no, I'm afraid not, Mr.  Johnson," Nurse Wilson answered.  "You
see, the insurance companies contract with us because we have a reputation
for following their directions exactly as requested on the exam forms. 
We've earned their trust over the years and they know that we'll do
whatever they ask.  So, we are contractually obligated to use the forms
that they provide as our guide.  We always perform all aspects of the exam
exactly as they have requested on the forms."

   As she was talking, she looked directly at Jim and smiled.  Jim was
looking down toward the floor, avoiding eye contact.

   "Yes, we always provide a thorough exam for all of our patients," she
continued, "but in your case, the exam will be just a bit more thorough
than usual.  But please don't worry about it, Mr.  Johnson, I'm sure you'll
pass your physical without any problem at all."

   The nurse continued talking directly to Jim as if I wasn't in the room.
"However, if I may suggest, you might want to reconsider having your wife
in the room.  You see, I'm afraid that parts of the exam might be a bit
embarrassing for you, and perhaps for her."

   I immediately spoke up, not wanting to lose my chance to witness Jim's
exam.  "I think Jim would be more comfortable if I were to stay, isn't that
right dear?"

   I looked directly into Jim's eyes as I spoke, as if to send him a "don't
you dare make me leave" message.  Jim looked back at me and smiled.

   "That's right," he said to the nurse, "I'd actually prefer to have Mandy
here, even if it might be embarrassing."

   "Well, that is entirely up to you," answered the nurse, "I can only make
the suggestion.  It is your decision."

   "Well then," said Nurse Wilson, "let's get started." With that, the
nurse approached Jim as he sat, still fully-clothed, on the exam table.

   "This goes under your tongue," she said as she inserted an electronic
thermometer into his mouth.  She took his right hand in hers and then
looked at her watch as she recorded his pulse and respiration rate.  As she
was recording this in Jim's chart, the thermometer beeped, signaling that
it was ready to be read.  She retrieved the thermometer and read it aloud.

   "98.7, that's normal," she said as she recorded it in his chart.  Next,
she retrieved a blood pressure cuff and began to place it around Jim's
right arm.

   "Can you pull your sleeve up for me a bit?" she ask.  Jim used his left
hand to pull the sleeve of his shirt out of the way.  Nurse Wilson placed
the BP cuff around his arm and then placed the stethoscope in her ears. 
After placing the bell of the stethoscope on Jim's arm, she pumped up the
air in the cuff.  After a few brief moments, the blood pressure reading was
complete and recorded in Jim's chart.

   "We need to check your vision now, Mr.  Johnson," said the nurse.  "Can
you please stand on that line over there?"

   As she spoke, she pointed to a line that had been taped to the floor. 
Jim got up from the exam table and stood on the mark as directed, facing an
eye chart that was attached to the back of the door.

   "Cover your left eye, please," the nurse ordered, "and see if you can
read the second line from the bottom." Jim read the random letters of the
eye chart without a problem.

   "Good, now try it again with your right eye covered." Jim once again
recited the line without any difficulty at all.

   "Alright, go ahead and have a seat in that chair behind you," she
ordered.  "I need to get some blood now." Jim sat down in the other plastic
chair while Nurse Wilson gathered several empty vials for the collection of
his blood.

   "Hold out your arms please, let's see which arm we want to use," she
said as she approached Jim.  "Let's use your left arm, you have a nice big
vein which should make this easier," she said.  She pulled the small
rolling stool over to Jim and sat down directly in front of him.

   "Pull up your sleeve please," she ordered as she wrapped a rubber tube
around Jim's upper arm and pulled it tight.  "Now make a fist, please" she
commanded.  She now used an alcohol wipe to sanitize his skin before
inserting the syringe directly into his vein.

   "Breath normally, please," she reminded Jim.  I watched as the blood
flowed into the tube that was attached to the syringe.  When it was full,
she quickly switched tubes and the blood continued to flow into the second
tube.

   "Just one more, you can relax your fist now," she said as she filled the
final tube.

   "There you go, that wasn't too bad," she said as she removed the syringe
from Jim's arm and covered it with a small piece of gauze and surgical
tape.

   Nurse Wilson took the vials of blood back to the counter and made some
notes in Jim's chart.  She stood there reviewing the paperwork for a brief
moment, seemingly going through a checklist in her head and trying to
decide what was next on the list.

   "Well, I think that's just about all we can do with you fully clothed,"
she said as she looked directly at Jim.  "I'll step out while you disrobe.
Please remove everything, including your socks, your watch and any other
jewelry you might be wearing.  Are you wearing underwear today?" she asked.


   "Yes, of course," Jim replied.

   "Then you can leave that on for now," the nurse said.  "Most men don't
bother with a gown but I can get one for you if you would prefer."

   "That won't be necessary," Jim replied, "I hate gowns."

   "Alright then, just leave the door ajar when you're ready, and I'll be
back to finished the preliminary parts of your exam." With that, Nurse
Wilson opened the door and exited the exam room, closing the door behind
her.  Jim stood up from the chair and looked directly at me.

   "I already hate this," he said.  I just smiled back at him, trying to
reassure him that it would be alright.

   "Don't worry dear," I said, "it won't be too bad.  And besides, you have
to go through with this if you want that insurance policy.  You really
don't have a choice, do you?"

   "No, I guess not," he replied.  As he spoke, Jim began to undress. 
First he unbuttoned his crisp white button-down shirt and removed it.

   "Let me help you with that," I said, offering to take the shirt from
him. I hung it on a hook that was on the wall behind my chair.

   Next, he pulled the clean, white T-shirt over his head and handed it to
me.  Jim's muscular chest and arms were now on display before me as they
were on so many occasions in our bedroom at home.  Next, he sat back down
in the chair and removed his shoes, placing them under the chair.  After
standing back up, Jim unbuckled his belt and loosened the top of his jeans.
He unzipped his fly and let his jeans drop to the floor, revealing his
white Calvin Klein briefs.

   "Oh, nice choice of underwear today, dear," I said.

   "Yeah, well, if I would have given it some thought, I probably would
have worn loose boxers instead," he answered.  As we talked, he stepped out
of the jeans, picked them up and handed them to me.

   "No, they're perfect Jim, you look great in your briefs." I gave Jim a
big grin as I spoke.  I wasn't lying.  He really did look good in his
briefs.  I really liked the way they held his package firmly in place.  And
you could easily see the outline of his cock and balls through the tight
white fabric.

   Jim walked back to the exam table and climbed aboard, letting his bare
legs dangle over the edge.

   "Aren't you forgetting something?" I asked.  "She said to leave the door
ajar when you're ready."

   "Oh, right," Jim said.  He got up, walked over to the door and ever so
slightly opened it.  I watched with anticipation as he took a seat back on
the exam table.  I enjoyed seeing Jim sit there in just his briefs.  But I
already wanted more.  I couldn't wait to see how his examination would
unfold.  I secretly hoped that it would be as extensive and embarrassing as
the nurse suggested.

   After a short wait, there was a soft knock on the door.  The nurse
opened it and entered, pushing a metal cart with a small EKG machine.

   "All ready?" she asked as she entered the room.

   "I suppose so," answered Jim.

   "Well, it doesn't look like you followed all of my directions, you still
have your socks on, and I also need you to remove your watch and wedding
ring.  I said no jewelry."

   "Oh, sorry about that," Jim answered.  He reached down and removed his
socks without getting up.

   "Here Mandy, take these please," he said as he held them out for me.  I
got up and took the socks from him.

   "Give me your watch and ring," I said as I stood before him.  The nurse
had her back to us and wasn't watching, so I took the opportunity to gently
stroke Jim's inner thigh with my fingers.  He was startled by my touch and
immediately looked up at me as if to ask what I was doing.  I just grinned
at him before rubbing my index finger across my lower lip.

   "We'll start with your EKG," said Nurse Wilson.  "Have you ever had one
before?"

   "Yes, I have," answered Jim.

   "Good, then you know the drill.  Please lay back on the table and relax.
This won't take long at all."

   Jim laid down flat on the exam table while she positioned the EKG cart
next to him.  The nurse made fast work of attaching the contacts to Jim's
arms, chest and ankles.  The contacts were the kind with a self-adhesive
back so she was able to quickly apply them to his skin.  She then attached
the appropriate wire to each contact.  I was enjoying the view as she
prepared him for the EKG.  He was flat on his back with his legs slightly
parted.  From my position, I had a very nice view of the package between
his legs that was held snuggly in place by his briefs.

   "Alright, Mr.  Johnson, please remain still and breathe normally,"
ordered the nurse.

   With that, she switched on the EKG and began recording.  The EKG
appeared to be paperless, but it had a small monitor that she was watching.
I too watched the lines dance up and down as they recorded Jim's heart
beat. After 30 seconds or so, she switched off the machine.

   "All done," exclaimed the nurse.  She quickly disconnected the wires
from my husband and pealed the adhesive contacts from his skin.  She
started to wheel the EKG cart toward the door.

   "You can sit up now, I have to return this to its proper place in case
someone else needs it, but I'll be right back." As Jim sat up on the exam
table, she opened the door and pushed the cart out into the hallway,
closing the door firmly behind her.  I looked at Jim and smiled.

   "What?" he asked, "Why are you smiling at me?"

   "I'm just enjoying this," I answered.  "I've never watched a male exam
like this before and it's exciting."

   At that moment Nurse Wilson reentered the exam room, ending our
conversation.  She immediately made her way to the counter and reviewed the
next items on Jim's chart.

   "It looks like we need to get some measurements now, Mr.  Johnson.  Can
you please stand up for me?" she requested.

   Jim got up from the exam table and stood in the middle of the room
facing me.  Nurse Wilson approached him with a cloth measuring tape.

   "Stand up straight and hold your arms out at your sides please," she
ordered.  As Jim lifted his arms, she placed the cloth tape around his
upper chest.

   "I need to measure your chest at maximum inhalation and exhalation, so
take a deep breath and hold it," she ordered.  Jim took a deep breath and
held it as she recorded the measurement.

   "Now take another deep breath and exhale completely," she requested. 
Jim exhaled as she measured his chest again.

   "Now just breath normally," she said as she slid the cloth measuring
tape down across his navel.  "This is to measure your abdomen at the
umbilical." She now returned the cloth tape to the counter and retrieved
some skin fold calipers.

   "Let's get your skin fold measurements now," she said.  She approached
Jim and took several measurements, all on the right side of Jim's body: his
chest, his triceps, his front thigh, his abdomen, and on his side just
above his hip bone.  Jim looked nervous as she quickly moved from site to
site, pinching his skin and measuring it with the calipers.

   "Alright, time for your height and weight," she said, "step onto the
scale please."

   The scale was at the wall right next to where I was sitting.  As Jim
walked over to the scale, Nurse Wilson returned the calipers to their place
on the counter and made some additional notes in Jim's chart.

   "Wait a second, Mr.  Johnson," she said, "It looks like your shorts need
to come off before I can record your weight."

   "What?" Jim replied, "you've got to be kidding."

   "I am sorry, but I'm completely serious," answered the nurse.  "The form
specifies height without shoes and weight unclothed, so that's precisely
how it must be done."

   "But my shorts can't possibly weigh that much," Jim protested, "can't
you just compensate for them?"

   "Well, as I already said, Mr.  Johnson, we follow the instructions that
we receive from each insurance company.  To the letter.  So I'm not really
allowed to compensate for anything." Jim just stood there shaking his head.


   "If it makes you feel any better, Mr.  Johnson, your shorts will need to
be removed soon anyway.  The next few steps on your exam form require it.
So you will have to remove them sooner or later."

   Jim knew that he was going to lose this battle, so he turned toward me,
pulled down his briefs and stepped out of them.  He handed them to me as he
stepped up on the scale.  Nurse Wilson walked over to the scale to record
Jim's weight.  He was facing the wall with his now-nude backside facing the
nurse.  Since the scale was right next to me, I had a very nice profile
view of Jim.  Even from the side, his penis and testicles could be clearly
seen hanging from the front of his nude body.

   "Now turn around, and stand up straight for me," she ordered.

   Jim turned around and faced the nurse for the first time since his
briefs were removed.  She adjusted the measuring rod that was mounted at
the back of the scale to record his height.  She didn't make a point of
staring at his genitals, but I did notice her quickly glance down at Jim
and then turn to me and smile, as if she approved of what she saw.

   "You can step off the scale, Mr.  Johnson," she said as she walked back
to the counter to record his measurements.  Jim retrieved his briefs from
me and started to put them back on before the nurse noticed what he was
doing.

   "Don't get dressed yet, I need your shorts off for this next part," she
ordered.  "As you might expect, your insurance company requires a urine
specimen," she explained, "and we normally allow you to do that in private.
But your form stipulates that it must be an observed sample.  Have you ever
given an observed sample before, Mr.  Johnson?" she asked.  Jim just shook
his head no.

   "What that means is that I'm required to first ensure that you do not
have any type of substitute sample concealed on your body, and then I must
actually observe you as the sample is provided." I giggled when I heard
that bit of news, I just couldn't help myself.

   "Mandy, it's not funny," Jim said as he turned to me.

   "I'm sorry," I responded.

   I now addressed myself to the nurse.  "Do you mean that you actually
have to stay here and watch him pee?"

   "Yes, that's correct, Mrs.  Johnson," she replied.  As she was talking,
she was writing Jim's name on a plastic specimen cup.

   "Please stand over there," she said, pointing to the middle of the room,
just a few feet in front of me.  The nurse now retrieved two pink exam
gloves from a box on the counter and proceeded to pull one onto each hand.
It was beginning to look like Jim was about to receive some type of
inspection prior to his urine specimen.

   "This is just a formality Mr.  Johnson, it's part of the required
protocol that must be followed for observed collections," she said. 
"Please place your feet shoulder-width apart and put your hands on top of
your head, palms up," she ordered as she approached him.

   Jim was facing her and had his back to me and reluctantly complied with
her order, shuffling his feet further apart and moving his hands to the top
of his head.  She began her inspection by examining his hands, lifting up
each hand to ensure that Jim wasn't concealing anything before placing it
back on top of his head.  She then squatted down in front of him and
quickly moved her hands around his genitals and inner thighs.  Since I was
behind him, I couldn't see exactly what she was doing, but I could see her
hands move between his widely parted legs.

   "Turn around please," she ordered, "and keep your hands on top of your
head." Jim turned around and now faced me.

   "Bend your left leg please," she ordered.  Jim now bent his left leg at
the knee, raising his foot for her to inspect.

   "Good, now the right," she said.  Jim repeated the move with his right
leg.

   "Good, now bend over and touch the floor, please," she ordered.  Jim
bent over and reached for the ground with both hands, giving Nurse Wilson
what was surly a fine view of his nude ass.  I watched as her hands quickly
brushed against his cheeks to complete her inspection.

   "Alright, Mr.  Johnson," she said, "follow me to the toilet."

   As Jim stood up, he briefly looked at me and shook his head in
disbelief. I could tell that he was not happy at this point.  But more
importantly, I was enjoying every minute of this.  They both now walked to
the far end of the exam room and stood in front of the toilet.

   "Here you go," she said as she handed him the plastic cup.  "Please
start your stream in the toilet and then fill the cup."

   Jim took a position in front of the toilet while Nurse Wilson moved a
few feet to the left and watched.  Jim held the plastic cup in his left
hand and used his right hand to hold his penis.  After about a minute of
waiting, a stream of urine started to flow from his penis.  He quickly
moved the cup under his stream to catch the sample.  When he finished, Jim
handed the cup to the nurse.

   "Go ahead and dry yourself off," she said, "you wouldn't want to
dribble." Jim took a small piece of toilet paper and used it to blot the
last few drops of urine from the tip of his penis.  After placing a cover
on the plastic cup, she opened a small metal door that was in the wall and
placed the sample inside.  She then removed her exam gloves and made some
additional notes in Jim's chart.

   "I think that's it for now," she said.  "Nurse Goodell will be in
shortly to complete your examination.  You can go ahead and put your shorts
back on while you're waiting." As she walked toward the door and exited the
room, Jim walked over to me to retrieve his briefs.

   "Why not just leave them off?" I said to Jim.  "Based on what I've seen
so far, I have a pretty good idea that you'll end up taking them off
again."

   "Because I don't want to wait here in the nude and I don't want to meet
this Nurse Goodell person like this," he answered.  "Even if you are
enjoying this."

   Jim stepped into his briefs and pulled them up, once again covering his
ample package in the clean white cloth.  He walked back to the exam table
and took a seat on top of it.  As he sat down, I got up and approached him.
Standing directly in front of him, I placed my hands on his knees, leaned
in to him and gave him a passionate open-mouth kiss.

   "What's that for?" he asked when the kiss had ended.

   "That's just to thank you.  Thank you for allowing me to be here." I
replied.  "I'm really enjoying this so far." As I spoke, I slipped my right
hand between his parted legs and cradled his cloth-covered package with my
fingers.

   "And I can't wait to see what she does with these," I said as I fondled
and lifted his testicles with my fingers.

   "Stop it Mandy," said Jim, "I really don't need any extra stimulation
right now".

   Just then I heard someone outside the door.  I quickly returned to my
seat just as there was a quiet knock at the door.  The door opened and in
walked a very young and good looking nurse.

   "Hello, Mr.  Johnson, I'm Kristy Goodell," she said as she extended her
hand to Jim.  "I will be completing your insurance examination today."

   She looked like she was fresh out of medical school and couldn't be a
day over 25.  She was medium height, slender and fit, with light brown
hair. Overall she was quite attractive in her white doctor's coat.

   "Nice to meet you," Jim replied as he shook her hand.

   "Hello," she said as she turned toward me, "and you are?"

   "I'm Mandy, Jim's wife," I said as I shook her hand.

   "I see," she said.  "Well, you are welcome to stay as long as it's OK
with your husband."

   Jim now spoke up: "Yes, doctor, I'd actually prefer to have Mandy stay."


   "That's fine then, whatever makes you more comfortable, Mr.  Johnson"
she continued.  "And just to clear things up, I am not a doctor, I am a
nurse practitioner.  But I have a great deal of experience conducting
physicals like this, so rest assured you're in very good hands today."

   Nurse Goodell stood silently at the counter reviewing Jim's chart for a
few moments.

   "I've reviewed the medical history and questionnaire that you provided,"
she said to Jim, "and it looks like you really don't have any health
concerns.  Is that correct?"

   "That's right, I don't have any problems that I'm aware of," replied
Jim.

   "Well, that's good, we just have to satisfy the requirements of your
insurance company and we'll have you on your way in no time at all," she
said.

   "Now, Mr.  Johnson, I do have some questions that I'm required to ask
you, for the record, so to speak." The nurse then began a series of
rapid-fire questions and recorded Jim's responses in his chart.

   "Have you recently had any severe chest pain?" "No."

   "Any heart palpitations, shortness of breath, severe headaches, blurred
vision or lightheadedness?" "No."

   "Any numbness in your arms or legs?" "No."

   "Have you had any abdominal pain?" "No."

   "Any severe back pain?" "No."

   "Any pain in your groin or testicles?" "No."

   "Do you have any family history of heart disease or stroke?" "No."

   "Any family history of cancer?"

   "Well, my father did have prostate cancer a few years ago," Jim replied.


   "Is he doing well now?" she asked.

   "Yes, he had radiation and chemo and seems to be fine now," said Jim.

   "Any family history of epilepsy, seizures or other brain disorders?"
"No."

   "Have you had any recent surgeries or hospitalizations?" "No."

   "Do you urinate frequently?" "No."

   "Do you ever have to get up in the middle of the night to urinate?"

   "Once in a while" replied Jim.

   "When you urinate, do you ever have difficulty starting?"

   "No, except for just now in front of your nurse." Nurse Goodell gave a
half-hearted attempt at a laugh.

   "What about your bowel movements, how often do you have them?"

   "Usually once a day."

   "And when was your last bowel movement?"

   "Yesterday morning" answered Jim.

   Nurse Goodell paused for a few seconds to update Jim's chart.

   "I'm going to ask you some lifestyle questions now, Mr.  Johnson.  Once
again I'm required to ask these questions by your insurance company."

   "Do you now or have you ever smoked?" "No."

   "Do you take illegal drugs?" "No."

   "Do you abuse prescription or over-the-counter drugs?" "No."

   "Do you drink alcohol?" "Yes" replied Jim.

   "Beer or hard liquor?"

   "I have a beer a few times a week, and a mixed drink one in a while,
maybe once a month," Jim replied.

   "Your weight seems fine, so that's not an issue.  What about exercise?"

   "I try to exercise regularly," answered Jim.  "I run regularly and play
tennis a couple of times a month, and golf less frequently than that."

   Once again, the nurse paused to update his chart.  I took the
opportunity to look up at Jim and smile.  He smiled back, but he still
seemed very nervous.

   "I need to ask about your sexual history now, Mr.  Johnson.  I apologize
if this is embarrassing for you or your wife, but I am required to ask
these questions."

   "I understand, go ahead," Jim replied.

   "I'm assuming you are sexually active, is that correct?" "Yes."

   "Do you currently have multiple partners?" "No."

   "What about in the past, did you ever have multiple partners?"

   "Yes, before Mandy and I got married."

   "And how long ago was that?"

   "We've been married for 5 years now and she's been my only partner for
all of those years," Jim replied.

   "Have you ever had a sexually transmitted disease?" "No."

   "Did you ever have unprotected sex with multiple partners?"

   "Well, most of the time I wore a condom, but sometimes, yes, it was
unprotected" Jim replied.  Jim looked at me with embarrassment, as if he
was ashamed of his prior relationships.

   "And these previous partners, were they all female or were any of them
male?"

   "All female," Jim replied with a smile.

   "And did you practice vaginal sex with them?" "Yes."

   "Anal sex?" "Um, sure, a few times" Jim replied.

   "You penetrated them anally?" "Yes."

   "I know you said these were all female partners, but were you ever
penetrated anally yourself, perhaps with a sex toy or other device?"

   "Um, sure, yeah, I had one girlfriend that liked to do me with a
strap-on," Jim replied with an embarrassed look on his face.

   "And oral sex?" "Yes."

   "You performed it on them or they on you?" "Both."

   "And what about now with your wife, is that primarily vaginal
intercourse?" "Yes."

   "Any anal sex?" "Yes."

   "Does your wife ever penetrate you anally?"

   "Yeah, sometimes -- she's got a few toys that she uses," Jim replied.

   "Oral sex?" "Yes, we do each other?"

   "And do you use any protection now?" "No".

   "Even for anal sex?"

   "Well yeah, when I'm doing Mandy from behind, I slip on a condom for
that."

   As Jim was speaking, I was thinking about how good he felt in me,
especially how much I loved it when he took me from behind and made love to
my ass hole.  The sensations of him pounding my ass with his well
lubricated cock were magnificent.  And I loved the feeling of his balls as
they slapped against my bare ass.  I looked up at him and grinned from ear
to ear as he was answering the nurse.

   "Alright, Mr.  Johnson, I think that covers all of the questions for
now. Time to start your exam," said the nurse as she washed her hands in
the sink.

   After drying them, she approached Jim and began her examination,
starting with everything from the neck up.  She looked in his ears, up his
nose, down his throat and in his eyes.  She then walked toward the door and
flipped the light switch, turning off the lights in the exam room.

   "Just look straight ahead," she said as she shined a small light
directly in each eye.  When she completed the test, she turned the lights
back on.

   "Now, keep your head still and follow my finger with your eyes," she
commanded as she moved her finger in front of Jim.

   "Squeeze my fingers with your right hand," she said as she held out her
fingers in front of Jim.  Jim grabbed them with his right hand and
squeezed.

   "Good, now with your left," she said.  Jim repeated the test with his
left hand.

   The nurse now walked over to the counter and retrieved a single exam
glove.  She approached Jim as she pulled it on her right hand.

   "Just look straight ahead and open wide please," she ordered.  Jim
complied, opening his mouth wide.  Using her freshly gloved hand, the nurse
stuck several fingers into Jim's mouth, running them up and around all
interior surfaces in his mouth.  She held a small light in her left hand,
aiming it into his mouth.

   "Any sores or bleeding?" she asked.

   Jim grunted an answer that was assumed to mean no.  She now retrieved a
small piece of cotton gauze and approached Jim once again.

   "Open wide and stick out your tongue please," she said.  As Jim stuck
his tongue out, she grabbed it using the cotton gauze.  Once it was
captured by her gloved hand, she pulled his tongue out further and examined
it, lifting it up to inspect the underside.  Satisfied that everything was
OK, she released his tongue and peeled off the exam glove.

   "I need to check your reflexes now," she said as she retrieved a small
rubber hammer from the counter, "just relax please."

   As she spoke, she tapped the hammer on each of Jim's knees and observed
him as his legs jerked involuntarily.  She repeated the same test on his
elbows, wrists and also his ankles.  Satisfied that Jim's reflexes were
normal, she retrieved a metal pin wheel and ran it across his right arm.

   "Do you feel that?" she asked.

   "Yes." replied Jim.

   She repeated the test on his left arm and then tested each of his thighs
in the same way.  She then lifted Jim's right leg and ran the wheel across
the bottom of his foot.

   "Do you feel that?" she asked again.  As Jim replied in the affirmative,
she repeated the test on the bottom of his left foot.

   Nurse Goodell now put the ear pieces of her stethoscope in her ears and
pressed the bell against Jim's chest.  She didn't say anything, or give Jim
any special instructions at this point.  She was just listening to his
heart and moved the bell of the stethoscope to various locations on Jim's
chest.

   "Now take a deep breath and hold it," she commanded.  Jim obeyed by
taking a deep breath through his open mouth and holding it until she told
him to release it.

   "Breathe out," she now commanded.

   "Once again, deep breath for me," she said.  "And release." After moving
the bell to yet another location, she repeated the test.

   "Once more," she said, "deep breath and hold it." Jim once again
complied with her instructions.

   "Now breath normally," she ordered.  The heaving of Jim's chest now
ceased and his breathing was normal, if not shallow.  She continued to
press the bell against several other locations on Jim's bare chest.

   The nurse now moved behind Jim and to his side as he sat on the exam
table and used the stethoscope on several areas of his back.

   "Just breathe normally," she ordered.  At one point, she placed the
instrument on the side of his neck and listened.  She then repeated the
test on the opposite side.

   "I'm just checking your carotid pulses," she volunteered.  Putting the
stethoscope aside, she now sat on the exam table behind Jim and placed both
of her hands on his neck.

   "I'm just checking your thyroid now," she said.  Once her hands were in
place she spoke again.  "Swallow please," she ordered.  I could see Jim
trying to swallow as her grip tightened around his throat.

   "One more time please, swallow," she said.  Jim repeated the maneuver as
ordered.  When she completed the examination of Jim's thyroid, she got up
from the table and came back to Jim's side.

   "Place your hands on top of your head please," she now ordered.  Jim
complied by raising both of his arms and placing the palms of his hands
flat on top of his head.  The nurse now used two fingers of her right hand
to press deeply under Jim's right arm, presumably checking his lymph nodes.
After a short moment, she moved to Jim's left side and performed the same
exam under his left arm.

   "Lie back please," she ordered.  As she spoke, she pulled out a metal
extension from the foot of the exam table.  Jim immediately took a position
flat on his back.  Moving back to Jim's right side, she once again used her
stethoscope on Jim's chest.

   "Just breath normally," she said.  She placed the bell of the instrument
on the upper part of Jim's chest.  After a few brief seconds, she moved the
location of the bell slightly and listened again.  She repeated this
maneuver several times, each time moving to a different location on his
chest.

   Seeing Jim in this position was actually quite entertaining.  His legs
were parted so that his feet were almost at the left and right edges of the
exam table.  The soles of his bare feet were facing me, and I could see
that his arms were placed flat on the exam table on either side of his
body. Jim was still wearing his briefs, and I was enjoying the view of the
tightly wrapped mound of white material between his legs.  His balls were
indistinguishable in their wrapping, meaning that I couldn't tell that
there were two separate testicles.  From my vantage point, it simply looked
like a single mound of flesh held tightly by his briefs.  His penis,
however, was another matter entirely.  I could clearly see the outline of
his circumcised head straining against the front of his briefs.  He was
clearly pointing down and toward me, but it looked like his penis was
stretching the front of his briefs, straining to break free from its
bounds. Jim was clearly becoming aroused.  And so was I.

   I now returned to watching the nurse.  She was still using the
stethoscope, but was now moving lower and lower on Jim's body, listening to
different areas of his abdomen.  She now set the stethoscope aside and
began to palpate Jim's abdomen using both of her hands.  To do this, she
placed her left hand flat against his skin, then used several fingers of
her right hand in a hammering motion to strike her left hand.  She repeated
this examination several times, each time moving to a slightly different
location.  She also thumped Jim's abdomen several times directly using just
her right hand.  She now used both hands to press deeply into his abdomen,
applying firm pressure in order to feel his internal organs.  She repeated
this exam on the other side of his lower abdomen.  She once again retrieved
her stethoscope and began to place the instrument in her ears.

   "I have just a couple more pulses to check," she said.

   She now placed the bell of the instrument on Jim's right ankle and
listened.  After a few seconds, she moved to the left ankle and listened
again.  Satisfied with those pulses, she moved back to Jim's lower abdomen,
placing the bell of the stethoscope right above the waistband of his
briefs. But she suddenly stopped and removed the instrument from her ears.

   "These are in the way," she abruptly said, "lift up please".

   As she spoke, she grasped the waistband of his briefs with both hands
and pulled them down his body in one continuous motion.  As commanded, Jim
lifted his hips as the material was pulled down to uncover him.  She pulled
his briefs down to his knees and stopped there, leaving his legs bound by
his briefs and immovable.

   "There, much better," she said.  She now placed the stethoscope back
into her ears and placed the bell on Jim's uncovered pubic area, this time
much lower than before.  As she listened to his femoral pulses, I enjoyed
the view that I now had of Jim.  His genitals were now uncovered and on
display to Nurse Goodell, and to me.  I could now confirm my earlier
suspicions.  Jim was partially aroused, since his penis was slightly
thicker and longer than his normal flaccid state.

   Satisfied that his femoral pulses were satisfactory, Nurse Goodell
placed the stethoscope back on the counter and jotted down a few additional
notes in Jim's chart.  She approached Jim again and, without warning, used
both hands to pull his briefs down the remainder of their journey, this
time pulling them completely off of his body.  With Jim's briefs in hand,
she now approached me.

   "Here you go," she said with a smile.  "He won't be needing these
anymore!"

   I took the briefs from her and smiled back.  From the wide grin on her
face, I could tell that she was enjoying herself.  Was it a feeling of
power over Jim, and me?  My mind was spinning with possibilities.  Was she
flaunting the fact that she just stripped my dear husband in front of me
and there was nothing that I could do about it?  Was she smiling because
she was thinking about the remainder of his exam?  Was she thinking about
the things that she might do to my nude husband, all while I helplessly
watched?  Or was she intuitively aware of my excitement in watching Jim's
exam?  Was my secret that obvious?  Did she know how much I was enjoying
this?  Was this her way of telling me that she understood, and that she was
happy to have an audience?

   Jim was still laying nude on the exam table.  The nurse now approached
Jim's right side and began what seemed like a continuation of her abdominal
exam.  She pushed her fingers deep into Jim's side and asked him to take a
deep breath.

   "Raise your knees please," she now ordered.

   Jim complied by raising both of his knees, providing me with an
excellent view between his parted legs.  She now repeated her exam,
pressing deeply into Jim's right side.  She then walked around the exam
table and performed the same examination on his left side.  In this
position, Jim's balls were lifted and hanging freely from his body.  His
penis was resting on top of them in a graceful curve, still pointing down.
The nurse now turned her attention to Jim's raised legs.  She began
raising, twisting and bending them into different positions.  I assumed
this was some type of orthopedic examination.

   "Sit up please," she commanded as she pushed the leg extension back into
the table.  Jim quickly obeyed and was now sitting on the edge of the exam
table.  She now performed a similar type of orthopedic exam on his arms,
elbows and shoulders.

   "Stand up," she ordered as she walked away from the exam table and
toward me.

   Jim got up and stood at the foot of the exam table.  He made a vain
attempt to maintain his dignity by placing his hands over his groin area.
In the mean time, Nurse Goodell took a position standing just to my right
and turned around to face Jim.  At this point, we both had a good view of
my dear husband, standing completely nude in front of us.

   "Now stand up straight and face me, arms at your side," she ordered. 
Jim complied and uncovered himself.

   "Good, now raise your left leg and balance for me," she ordered.  Jim
lifted his left leg and balanced himself on his right.  She repeated that
maneuver with his opposite leg.

   "Now walk toward me," she ordered.  As she spoke, Jim walked a few steps
toward us.

   "Now turn around and walk back," she said.  He turned around and walked
away from us and toward the exam table, providing us with a very nice view
of his firm ass.

   "Bend over please and touch your toes," she now ordered as she
approached him from behind.

   "Hold that position please," she added.  Jim was now facing away from me
and was bent over touching his toes.  Needless to say, I had a glorious
view before me.  The sight of my husband's tight ass as he was bent over in
front of me was spectacular.  Perhaps this was why I loved to take him from
behind with some of my own toys.  As I was enjoying the view, Nurse Goodell
ran her fingers up and down the entire length of his spine, checking it for
any abnormalities.

   "Now face me and squat down," she ordered.  Jim turned around to face me
again and squatted down.

   "And now up please," the nurse requested.  Jim immediately stood up.

   "One more time please, squat down," she ordered, "and this time place
your hands on top of your head." Jim got into position one more time, this
time finding it more difficult to balance since his hands were on his head.


   "I need you to do a duck walk for me," she ordered, "just a few steps is
enough, do you understand how?" Jim nodded in the affirmative.  He
carefully took a few steps toward me, trying not to lose his balance.  His
knees were spread apart widely, providing the nurse and I with a clear view
of everything that he had between his legs.  I could clearly see that his
genitals were hanging down loosely from his body, his balls suspended by a
seemingly small cord of skin.

   "Alright," said Nurse Goodell, "that's enough, stand up next to the
table for me."

   Jim got up from his crouching position and walked a few steps to take a
position at the foot of the table.  The nurse walked to the counter to
retrieve her stethoscope again.  Jim was once again facing me, but this
time he took a more relaxed stance with his arms comfortably at his sides.
I guess he had finally given up trying to maintain some level of modesty.

   "Alright, Mr.  Johnson," she said as she approached Jim, "this next part
of the examination is designed to evaluate your cardiac health." As she was
speaking she put the stethoscope in her ears and placed the bell of the
instrument on Jim's almost-hairless chest.

   "Just breathe normally, please," she said.  She stood there listening to
his heart for a few seconds, moving the bell of the instrument to several
positions on his chest.  At that moment, Jim made eye contact with me.  He
silently shook his head and rolled his eyes.  It appeared that he was
becoming quite frustrated with this exam.  It was quite clear that he
couldn't wait for it to end.  But I was loving it, and I gave him my best
reassuring smile in return.  After a few short moments, Nurse Goodell took
the stethoscope out of her ears and grabbed Jim's right hand in order to
measure his pulse, simultaneously holding his hand and looking at her
watch.

   After recording the latest results in Jim's chart, the nurse retrieved
the wooden stairs that were next to the scale and positioned them in the
center of the room.  The set of stairs were about three feet wide, and had
two stairs, with each one being about eight inches tall, the normal height
of stairs.  The stairs were positioned in the middle of the room so that
the person using them would directly face me.  That person was presumably
my dear husband Jim.

   "Now, Mr.  Johnson," said the nurse, "I need you to step up and down on
these stairs in order to increase your heart rate." She continued her
explanation of the test: "I'll stop you after 45 seconds and check your
pulse and listen to your heart again.  After that, I'll have you continue
for another two minutes and check you again.  Do you understand?"

   "Yes, I think so," replied Jim.

   "Good, then stand over here and let's get started," she said, pointing
to the stairs.  Jim walked to the other side of the stairs, once again
facing me.  I readied Jim's briefs that I had been holding, expecting her
order to put them back on prior to the exercise.  But those instructions
were never given.  Was she really going to have him exercise in the nude?
Of course, the idea of seeing my husband exercise in the nude didn't bother
me at all.  I was actually getting quite excited at the prospect.  But what
purpose did it serve?  It was beginning to appear that my earlier
suspicions might have been correct.  This nurse was actually enjoying this
exam, perhaps as much as I was.

   "Alright then, begin," she ordered as she looked at her watch.

   Jim took a first, careful step with his left foot, then immediately
stepped up to the top step with his right.  He then brought his left foot
to the top step and was momentarily standing on the top step.  He
immediately reversed the sequence and was back on the floor.  I watched in
amazement as he repeated these movements.  His arms gracefully swung
forward and backward, naturally synchronized with the movement of his legs.
The muscles in his firm legs and thighs rippled with each step that he
took. And best of all, he was nude.  His genitals were not only on display
before me, they were in constant motion.  Jim always kept his pubic hair
neatly trimmed, so it was quite easy to see everything.  His penis
gracefully swung from side to side.  His low-hanging balls seemed to
retract a bit and were now held much closer to his body.  But they were
still loose, and were gently swinging back and forth with each step. 
During this time, the nurse was standing at his side, watching him and also
glancing at her watch.

   "Alright, stop," she ordered.

   Jim stood at the bottom of the stairs while she once again checked his
pulse and then pressed the stethoscope against his chest.  As she was
listening, Jim's chest was moving up and down with his breathing.  From his
chest movements, it was obvious that he was slightly out of breath, but he
seemed to recover quickly.

   "Good, now continue for two more minutes, a little faster this time,"
she ordered.  Jim once again began his exercise regime.

   "Pick up the pace please, faster," she said after a few seconds.

   Jim increased his speed even more to comply with her orders.  The nurse
now walked to my side of the room and stood beside my chair.  She looked
down at me and smiled.  I looked up at her and responded with a warm grin.
And then we both turned our attention to my husband, watching the show as
my nude husband performed before us.  After two short minutes, Nurse
Goodell stopped Jim's exercise and once again checked his pulse and
listened to his heart.  This time, Jim's chest was heaving up and down
while he tried to catch his breath.  This last two minutes of exercise was
obviously much more strenuous than the initial 45 seconds.  But Jim
recovered quickly and was soon calmly standing at the foot of the wooden
stairs.

   "Remain standing please," said Nurse Goodell.

   As I watched, she walked to the wall next to the door and pressed a red
button on the intercom, a button which was now glowing brightly.  She then
walked to the counter and proceeded to silently make some additional notes
in Jim's chart.  After a short wait, the red light went out and there was a
quiet knock at the door, which was then opened.  Jim had his back to the
door, but he instinctively positioned his hands over his genitals before
turning toward the door to see who it was.  It was Nurse Wilson who had
done Jim's preliminary workup.

   "Mr.  Johnson," said Nurse Goodell, "I've asked Nurse Wilson to join us
for the remainder of your exam.  She's here to assist and to also act as a
chaperone.  I'm afraid our company policy and our insurance requires it for
any invasive procedures."

   "But I'm fine without a chaperone," responded Jim, "after all, my wife
is here."

   "Yes, I understand," responded Nurse Goodell, "but I'm afraid those are
the rules.  I'm sorry for the inconvenience." Nurse Goodell now turned her
attention to Nurse Wilson.

   "Caroline, will you please get Mr.  Johnson into position for his
genital exam?"

   "Yes, of course," Nurse Wilson responded.  Jim just stood there staring
at the two nurses with his hands still tightly clenched over his genitals.

   "I need you to stand up on the top step please, Mr.  Johnson," said
Nurse Wilson.  Jim reluctantly mounted the stairs once more, this time
stopping on the top step.

   "Good, now your legs need to be parted, put them on the yellow marks
please," continued the nurse.

   Jim looked down and placed his feet on two yellow lines that were
painted near the edges of the top step.  I never noticed the lines before,
and I doubt Jim did either.  The lines were almost at the left and right
edges of the step, which meant that his feet were now almost three feet
apart.  Jim was still trying to cover himself with his hands, but that
wasn't going to last long.

   "Good, now let's just get those hands out of the way.  Please raise your
arms and place your hands behind your head," commanded Nurse Wilson.

   "I don't think so," said Jim.

   "I'm sorry, Mr.  Johnson, but you really don't have an option.  This
part of the examination can't be performed properly if the patients hands
get in the way, and we've found that this position works best to keep them
occupied.  So you can either comply or we can end the examination right
now."

   Jim reluctantly uncovered himself and raised his arms, placing the palms
of each hand against the back of his head.  Jim was now facing me in a
delightfully vulnerable position.  He was elevated about 16 inches off the
ground, his hands were behind his head, his elbows pointing to either side,
his feet were spread widely apart and his penis and testicles were
prominently displayed before the three females in the room.  I had
thoroughly enjoyed his exam up to this point, but I was beginning to think
that the best was yet to come.

   "He's ready Nurse Goodell," said Nurse Wilson.

   I looked over at Nurse Goodell and saw that she was pulling on a pair of
exam gloves in preparation for Jim's examination.  She now walked to my
side of the stairs and faced Jim.  Nurse Wilson moved away from the stairs
and took a position to my left, but also facing Jim.  Nurse Goodell now
began her examination by grabbing both of Jim's testicles with her gloved
hands.  Although she was standing directly in front of Jim, she was
slightly to my left, so I still had an excellent view of the exam.  She
seemed to be weighing and comparing his testicles, lifting and bouncing
each of them with the open palm of her hands.  Having completed this
preliminary examination, she turned her complete attention to Jim's left
testicle.  She grabbed it more forcefully this time with both hands,
pulling it up and away from his body and squeezing it.  She pulled the skin
of his scrotum tightly around it and methodically ran her fingers over his
testicle, looking for any sign of an abnormality.  At one point, Jim's body
involuntarily jerked in pain.

   "Sorry about that," said the nurse, "I'm trying to be gentle."

   She continued the palpation of his testicle, this time with somewhat
less force than before.  Satisfied that she had adequately examined his
left testicle, she turned her attention to his right, performing the same
type of exam.  I looked over at Nurse Wilson and saw that she was intently
watching the action from her close vantage point.  She didn't seem to mind
her chaperone duties in the least.

   "When was the last time you ejaculated, Mr.  Johnson?" asked Nurse
Goodell.

   "Um, yesterday morning, I think," Jim responded.

   Nurse Goodell simply nodded her head without a verbal response.  At the
time I wondered why she asked that question.  Could she possibly tell when
he ejaculated by feeling his testicles?

   The nurse now released her grip on Jim's balls and turned her attention
to his penis.  Jim wasn't completely flaccid anymore, his penis had started
to grow in length and thickness.  All of this attention to his genitals was
definitely having an effect on him.  She grasped his circumcised penis with
her right hand and lifted it, inspecting all sides.  Using her left hand,
she gently palpated the length of his shaft.  Throughout this procedure,
Jim was stoically maintaining his stance, not moving his hands or his feet.
He was staring straight ahead, avoiding eye contact with me or the nurses.

   "You have a bit of redness here at the base of your penis," said the
nurse.  "Does this area bother you at all?" Jim looked down to see the area
that she was referring to.

   "Um, no not really," Jim quickly answered and then hesitated before
continuing: "I wear a cock ring sometimes, it's probably from that."
"Oh, I see," replied the nurse, "that would explain it." She continued
her questioning: "What kind of material is the ring?  Is it metal, leather,

rubber or something else?"

   "Most of the time I use solid rubber rings but I also have a few metal
ones," Jim replied.

   "And do you wear these rings only during sex or also at other times?"

   "Just for sex," Jim answered.

   "Well, that's fine, but I would suggest that you start using some
additional lubricant, otherwise this redness may get worse." Jim didn't
respond to her advice.  Next, the nurse gave his penis a few short tugs and
seemed to stretch it away from his body.

   "Will you be taking a culture, Nurse Goodell" asked Nurse Wilson.  "Yes,
please prepare one, Caroline, his insurance requires it," answered Nurse
Goodell.

   Nurse Wilson now walked over to the counter and prepared for the next
part of the exam.  She quickly returned with a long stick, which looked
like a common cotton swab that you would use to clean your ears.  But this
one was much longer and I didn't get the impression that they were going to
stick it in Jim's ears.

   Nurse Goodell was still examining Jim's penis, squeezing the tip and
looking into the slit at the end of his penis.

   "Have you noticed any discharge, Mr.  Johnson?" "No."

   "Have you experienced any bleeding directly from your penis or noticed
any blood in your urine?" "No" answered Jim.

   "Very well.  Now, Mr.  Johnson," continued Nurse Goodell, "I'm required
by your insurance to take a culture from your penis.  It's one way we
screen for any venereal diseases." Jim looked down at her while she spoke
but didn't move his hands or feet.

   She continued as she held up the stick: "I'm going to insert this just a
short bit into the head of your penis.  You might feel some discomfort, but
it really shouldn't hurt.  But I do need you to stand very still.  Do you
understand?"

   "Yes," answered Jim.

   Nurse Goodell now firmly grabbed Jim's penis with her left hand,
completely encircling his shaft with her fingers until only the tip was
visible.  Nurse Wilson now handed her the culture stick, which she
carefully pushed into the tip of his penis.  Once it was inserted an inch
of so, she slowly twisted it before completely removing it.

   "There, that wasn't so bad," she said.

   She handed the stick to Nurse Wilson who dutifully took it to the
counter and replaced its plastic cover.  Jim now looked down at me and
slowly shook his head.  He was not enjoying this.  I could tell that he had
just about reached the limit of his patience with this exam.  He clearly
wanted this exam to be over.

   "Alright, we need to do one more thing while you're in this position. 
I'm sure you've been checked for a hernia before, Mr.  Johnson."

   Jim nodded in the affirmative.  "Yes, lots of times."

   Nurse Wilson now returned to her position to my left.  She apparently
didn't want to miss the remainder of the show.  Nurse Goodell now stuck two
fingers of her right hand into the area above Jim's left testicle.  From
the look on Jim's face, I could tell that she was pressing very hard.

   "Cough please," she ordered.  Jim let out a good cough while maintaining
his position with his arms behind his head.

   "Again," she commanded.  Once again, Jim let out a good cough, much
louder than the first.

   "Now I want you to press down as if you're having a bowel movement," she
ordered.  I could see the muscles of Jim's abdomen contract as he was
trying to tighten them.

   "Now the other side," she said as she thrust two fingers of her left
hand into the right side of Jim's scrotum.  After repeating the coughing
tests on Jim's right side, she removed her fingers.

   "Alright, you can step down now," she said.

   Jim quickly lowered his hands and used the two short steps to reach the
ground.  His hands once again instinctively covered his genitals in a
futile attempt at modesty.  I chuckled to myself at how silly that was,
especially when you consider that the three females in the room had just
spent the last few minutes gazing at his most private parts while they were
seemingly on a pedestal for all to see.

   After Jim had safely reached the ground, Nurse Wilson pushed the stairs
back to their original position against the wall.  She didn't pick them up
and carry them, she merely shoved them across the floor with her foot.  In
the mean time, Nurse Goodell made her way to the counter to make additional
notes in Jim's chart.  On the way there she peeled off the exam gloves.

   Nurse Wilson now walked back to the exam table.  "Please follow me, Mr.
Johnson," she said.

   As Jim walked the few steps to the exam table, Nurse Wilson pulled out
the built-in step at the foot of the table.  The step was previously pulled
out only half way, but now she extended it to its full length.  Apparently
she knew exactly what was next on the agenda and didn't need any
instructions from Nurse Goodell.  As he walked over to the table, I could
see that Jim was now sporting a very nice erection.  His penis was no
longer gracefully hanging from his body.  Erect was now the only way to
describe it.  It was pointing straight out from his body.  Clearly the
genital exam had increased Jim's state of arousal.  Or was it anticipation
of what was to come?

   "I need to get you into position for the next part of your exam," Nurse
Wilson said to Jim.  "The next part involves your rectum," she continued.
"So as you might expect, the position isn't the most modest, but we'll try
to make you as comfortable as possible."

   Upon receipt of the news that his rectum was about to be placed on
display, Jim looked at me with a disgusted frown on his face and shook his
head.  I gave him a big smile in return.  Since I enjoy playing with Jim's
ass myself, I was looking forward to this part of the exam.

   "OK then," continued Nurse Wilson, "please face the exam table and stand
on the step."

   Jim approached the table and mounted the one and only step at the foot
of the table.  In doing so, Jim was now facing away from me, preventing me
from seeing his genitals.  But his tight ass was now front and center and
was the complete focus of my attention.

   "Feet apart please" said the nurse, "place them all the way to the side
edges of the step and point them in slightly." Jim shuffled his feet so
that they were right at the edges of the step, which was about two feet
wide.

   "Good, now bend your knees slightly and rest your upper body on the
table," the nurse continued.  Jim bent over at his waist and rested his
chest flat on the exam table.  He used his strong arms to support himself
while he lowered his upper torso to the table.

   "Pull yourself forward just a bit more," ordered the nurse.  Jim used
his arms to pull himself further toward the head of the table.

   "That's better.  Now rest your arms forward, above your head," she said.
Jim lifted his arms above his head and rested them at the sides of the
table.

   I silently congratulated myself since I had the perfect viewing spot for
this part of the exam.  Jim's upper body was resting on the exam table with
his ass raised slightly and his feet apart.  This position naturally
tightened the skin of his cheeks, helping to separate them slightly.  This
provided a brief teasing view between his cheeks and into his crack.  Jim's
ass was about to be violated and I had a ring-side seat for the event.  I
nervously shifted my position in my seat.  I was now wet with anticipation
of what was about to occur before me.

   "He's ready Nurse Goodell," said Nurse Wilson.

   "Thank you, Caroline," said Nurse Goodell in reply.

   Nurse Goodell now approached the left side of the exam table carrying a
pair of gloves, a tube of lubricant and a hemoccult card.  She handed the
lubricant and the card to Nurse Wilson and then snapped the gloves onto her
hands.  Nurse Wilson moved slightly to the right side of the exam table,
but was still close enough to view the proceedings and to assist when
necessary.  Nurse Wilson now reached up and adjusted the light that was
mounted on the ceiling above the table.  She pulled the arm of the light
down so that it was directly above Jim's ass, and then turned it on.  The
scene was now bathed in bright light.  I still had an unobstructed view of
Jim's illuminated ass between the two nurses.

   "Now Mr.  Johnson," said Nurse Goodell, "have you had a rectal exam
before?" Jim answered in the affirmative.

   "Well, then you should have some idea of how this goes," she continued.
"I'm first going to examine your rectum externally, then I'll penetrate you
with my finger to get a small stool sample.  We'll use that to check for
any blood.  After that I'll enter you again for the rectal and prostate
exam."

   When she finished speaking she began her external exam.  Using both of
her gloved hands, she parted Jim's cheeks and visually inspected the area
of skin between them.  Next she used her left hand to spread his cheeks
apart and ran a finger of her right hand between them.

   "No hemorrhoids that I can see.  That's good," she said.

   As Nurse Goodell was speaking she held out her right hand to Nurse
Wilson.  This was the signal for Nurse Wilson to squeeze a small amount of
lubricant on Nurse Goodell's right index finger.  Using her fingers, Nurse
Goodell spread the lubricant evenly over the entire length of her index and
middle fingers.

   "Alright then, Mr.  Johnson, you'll feel just a small bit of pressure as
I enter you, but it shouldn't hurt." she said.

   Nurse Goodell now placed her left hand on Jim's left cheek and her right
index finger against Jim's awaiting hole.  She gently applied additional
pressure to his anus and then backed off, seemingly teasing him.  After
doing this several times, she was finally ready to enter him.  She pressed
harder and her lubricated index finger easily slipped into Jim's ass.

   "Just breathe normally," she said reassuringly.  Her finger was only
about half way into him when she suddenly removed it.  Nurse Wilson opened
the hemoccult card and handed it to Nurse Goodell who carefully smeared a
small sample of Jim's stool from her finger onto the card.

   Nurse Goodell now spoke to Jim again: "Alright Mr.  Johnson, I'm going
to do the same thing again, but this time I'll be in there a bit longer for
the rectal and prostate exam, so please try to relax."

   As she was speaking, Nurse Wilson applied additional lubricant to Nurse
Goodell's fingers, doing so very carefully to avoid touching the tube of
lubricant to her now-contaminated fingers.  Nurse Goodell once again placed
her left hand on Jim's left cheek.  This time her right middle finger was
used to press against his hole and then back off.  She repeated this
several times.  Finally, she pressed harder and penetrated him.  This time
her middle finger was completely buried in Jim's ass.

   "Just try to relax and breathe normally," she said.

   She slowly turned her finger 180 degrees clockwise, presumably feeling
the sides of Jim's rectum.  She now twisted her finger back counter
clockwise to its original position and then slowly continued in a
counter-clockwise motion.  She continued until her finger was now pointing
up instead of down and she had been able to feel all sides of his rectum.

   "Are you doing alright, Mr.  Johnson?" she now asked.

   "Yes, I'm OK," said a voice from the exam table.

   The nurse now twisted her finger back to its original starting position
and began to visibly apply more pressure, as if she was trying to reach
deeper into his rectum.

   "I'm going to press on your prostate now so you'll feel some pressure as
though you have to urinate or ejaculate.  That's perfectly normal." she
said.

   Jim's body involuntarily jerked and he let out what can only be
described as a loud grunt.  I assumed that she must have reached his
prostate.  She pressed again and Jim once again exhaled loudly, this time
raising his head slightly off of the table.

   "Just relax, Mr.  Johnson," she said.

   As I watched, she pulled her middle finger out about half way and then
immediately reentered Jim's ass, this time using both of her lubricated
fingers at the same time.  With both fingers now stretching his anal
sphincter, she was able to penetrate him more deeply than before.  She once
again pressed on his prostate, this time with both fingers, causing Jim to
let out another involuntarily gasp.  At this point, Nurse Goodell was
completely focused on her work, but I noticed that Nurse Wilson turned to
look at me.  I suppose she wanted to see if I was watching the show, as was
she, and what my reaction was to seeing my husband's ass violated like
this. Our eyes briefly met and we exchanged smiles.

   Nurse Goodell pressed on Jim's prostate once more time, just for good
measure I suppose, and then she removed her fingers.  She immediately
peeled off both of her exam gloves and disposed of them.

   "You can stand up now, Mr.  Johnson," she said.

   Nurse Wilson moved to the side of the exam table and helped Jim get up
from the table.  While Jim got up from the table, Nurse Goodell moved to
the counter to make a few additional notes in Jim's chart.  Jim was now
standing on the step of the exam table and facing me.  I noticed that the
tip of his penis was slightly moist.  I didn't see any evidence on the
table that he ejaculated, so I assumed that he must have simply leaked a
bit due to the prostate exam.

   "You can step down, Mr.  Johnson," said Nurse Wilson.

   Jim immediately stepped down to the floor and stood there at the foot of
the exam table, waiting for any final instructions.  Jim was still sporting
the erection that he had earlier.  It didn't seem any larger, or smaller,
just the same.  It appeared that his exam was now over.  At least Jim
thought it was over based on the look of relief on his face.  But I had my
doubts.  It just didn't feel over.  Why didn't they give him something to
clean himself?  After all, his ass was now dripping with lubricant.  And
why the long pause while Nurse Goodell wrote in his chart?  Why was Nurse
Wilson still here?  Wasn't her job done?  No, I wasn't convinced that it
was over.

   After a few more seconds, Jim spoke up.  "Can I get dressed now?" he
asked.

   "No, I'm sorry, not just yet," came the quick answer from Nurse Goodell.
"We still have a few things to cover," she continued.  When she finished
writing in his chart, she spoke again, this time addressing Nurse Wilson
directly -- not Jim.

   "Caroline," she said, "go ahead and give Mr.  Johnson one or two Fleets.
When he's all cleaned out I'll return and do his proctoscopy."

   "Yes, of course Nurse Goodell," answered Nurse Wilson.

   Jim appeared shocked that his exam wasn't over, and confused because he
didn't understand what was about to happen to him.  I had never heard of a
proctoscopy before, but I knew that a Fleet was a type of enema.  So I had
a pretty good idea what was in store for dear old Jim.  Jim now spoke up.

   "I don't understand I thought we were done," he said, "What else do you
need to do?"

   "Well, Mr.  Johnson," replied Nurse Goodell, "I'm going to use an
instrument called a proctoscope to visually inspect your anal cavity and
rectum.  This isn't a routine part of every insurance physical that we
perform, but it has been specifically requested by your company." Jim's
face turned white with fear as he began to understand what was about to
happen to him.

   Nurse Goodell continued: "Nurse Wilson will make sure you're all cleaned
out first so that I can accurately perform the exam." The two nurses stared
at Jim while he looked down at the floor.

   "Do you understand, Mr.  Johnson?" asked Nurse Goodell.

   "Yes, I do," answered Jim.

   "Good, then carry on Caroline and let me know when he's ready." Nurse
Goodell picked up Jim's chart, walked to the door and left.

   Nurse Wilson now addressed Jim.  "I know you weren't expecting this and
I am truly sorry," she said.  "As I tried to make clear earlier, your exam
today is quite comprehensive."

   "Let's just get on with it," replied Jim.

   "I need you back up on the table please, this time lying on your left
side," she said.

   While Jim mounted the table again, Nurse Wilson opened the cabinets
above the counter and retrieved the supplies she would need.  She also
pulled exam gloves on both of her hands.  As Jim was getting into position,
she approached the table with a tube of lubricant and a Fleet enema that
was already uncapped .  Jim was on his left side with his back toward her.

   "Now raise your right knee up to your chest please," she ordered.

   Jim pulled his top leg up to his chest, once again pulling the skin of
his cheeks tight and preparing his ass hole for penetration.  The nurse
squeezed a generous amount of lubricant onto two fingers of her right hand.
She smeared some of the lubricant along the tip of the plastic enema
bottle. She worked the rest of the lubricant between her fingers to ensure
that they were completely covered.

   "Breathe normally," she said as her lubricated middle finger approached
Jim's anus.  She ran her index finger along the outside of his hole,
covering it with lubricant.  She seemed to be stroking the outside of his
hole with her finger.  Next, she pressed against his hole with her middle
finger until it easily slid all the way in.  She now twisted her finger a
bit to make sure that everything was nicely coated with lubricant before
removing her finger.

   "Alright, here we go, Mr.  Johnson, just try to relax," she said.

   She now placed the tip of the enema bottle against his anus and
penetrated him with it.  Jim let out a slight gasp of air as the tip of the
bottle entered him.  Once the entire nozzle of the bottle was firmly
inserted, she began to squeeze it using slow and even pressure.

   "You should start to feel the fluid entering now," she said.

   "Yes, I feel it," Jim replied.  It only took a minute or so for her to
empty the entire enema bottle into Jim.  When it was empty, she removed it
from Jim's ass and disposed of it.

   "Alright, Mr.  Johnson," she said, "You need to stay in that position
for about 5 minutes to let the enema work on you.  I'll be back in just a
few minutes.  Please hold all of the solution until I get back." With that,
she removed her gloves and left the room.

   I took the opportunity to get up from my chair and try to comfort Jim.

   "Are you alright dear?" I asked.

   "Sure, I'm OK I guess.  I'm just really sick and tired of this exam.  It
just goes on and on," he said.  "How much more can they possibly do to me?"
he added.

   "I don't know dear, I wasn't expecting this much either," I replied. 
"But you're doing great, and I'm really enjoying this," I said.

   "Well good," he said, "at least someone is."

   As the minutes slowly passed, I could tell that Jim was becoming very
uncomfortable.  The solution was starting to work on him and he was
beginning to experience some cramping.

   "I really need to go soon," he said.

   "Just hold it for a bit more dear," I said, "I'm sure the nurse will be
back any time now."

   Standing over Jim, it was easy to see that he still had his erection,
perhaps even slightly bigger.  Wanting to take his mind off of his current
situation, I gently took his cock in my hands and started to stroke him.

   "Not now Mandy," was all he said.  I removed my hands and went back to
my chair.  A few minutes more passed when the door finally opened and Nurse
Wilson entered.

   "How are you doing, Mr.  Johnson, can you feel the fluid working on
you?" she asked.

   "I sure can," Jim replied, "I need to go right now."

   "Great then," she replied, "go ahead and expel all of that."

   The nurse helped Jim as he got up from the exam table.  He quickly made
his way to the toilet at the far end of the exam room and sat down.  He
immediately expelled the fluid in an explosive burst of pressure.  This was
followed by several more squirts of fluid.  While Jim was on the toilet,
the nurse and I both watched Jim from a distance, trying to give him some
small amount of privacy.

   "Try to expel all of the fluid," the nurse said.

   After a few minutes of expelling the enema, Jim wiped himself using some
toilet paper and stood up.  His erection was now almost gone.

   "Let's see how you look now," said the nurse, "please get back on the
table, on your left side again." Jim once again mounted the table and
assumed the now-familiar position on his left side.

   "Pull your knee up again please," the nurse ordered.  As she approached
him, she pulled on another pair of exam gloves.

   "Let's see if you're clean enough now," she said.  She lubricated the
middle finger of her right hand and plunged it deep into Jim's hole without
any warning.  No sound was heard from Jim this time, perhaps he was finally
getting used to all of these assaults on his ass hole.  She twisted her
finger 180 degrees clockwise and then reversed direction to examine the
other side of his rectum.  After this brief exam, she removed her finger
and examined her glove, apparently looking for signs of feces.

   "Well, you're definitely cleaner than before," said the nurse, "but I
think Nurse Goodell would prefer you to be just a bit cleaner.  So I'm
going to give you one more enema."

   "You're kidding, I really don't need another one," moaned Jim.

   "I'm afraid so since we need you to be very clean for this exam,"
replied the nurse.

   Without removing her gloves, Nurse Wilson retrieve another Fleet enema
from the cabinet and removed the plastic cover.  She once again applied
lubricant to the tip and used her fingers to spread it evenly down the
entire length of the nozzle.

   "Alright, Mr.  Johnson, you know the drill, just relax and it will all
be over soon," she said.

   As she spoke, she pulled Jim's cheeks apart and slowly and carefully
inserted the tip of the bottle into his anus.  Once the tip was in, she
quickly inserted the remainder of the nozzle and started to squeeze the
bottle.  Jim was much quieter this time, but I did hear him let out an
audible moan a couple of times.  After a minute or so, all of the fluid was
dispensed and the nurse removed the enema bottle.  The nurse disposed of
the empty bottle and removed her gloves.

   "OK, stay in that position and I'll be back in another 5 minutes," she
said as she left the room.

   Jim laid on the exam table motionless.  I didn't try to converse with
him at all.  It was obvious that he wasn't in the mood to talk.  I did
watch him with mixed emotions.  I felt sorry for him.  Sorry that he had to
go through all of this.  But I had other feelings as well.  I was
entertained, excited, amazed, and most of all aroused.  I expected to be
highly entertained watching his exam.  But I wasn't prepared for my high
state of arousal.  Watching his exam, even uncomfortable parts like this
enema, was highly erotic to me.  It made me appreciate my dear husband and
want him even more.  I couldn't wait to get home and thank him in a most
intimate way.

   Nurse Wilson returned to the room after a short wait of about 5 minutes.


   "Doing OK, Mr.  Johnson?" she asked.

   "Yes," was the one word answer from Jim.

   "Alright then, let me help you up so you can expel that," she said.

   She walked to Jim's side and helped him up from the table.  Jim sat down
on the toilet and once again expelled the fluid.  While Jim was on the
toilet, the nurse walked to the panel next to the door and pressed a white
button which stayed lit.  My guess was that this was the signal for Nurse
Goodell to return.  Nurse Wilson now walked to the counter and retrieved an
item from the cabinet, obviously preparing for the next phase in Jim's
exam. I could see that the item was metal and was sealed in a plastic bag.
Perhaps it was sterilized after its last use.  She opened the bag and
placed the instrument on the counter.  Jim was now finished on the toilet,
had wiped himself off and was walking toward the nurse.

   "Is that what she's going to use on me?" he asked as he saw the
instrument laying on the counter.  Nurse Wilson quickly covered the
instrument with a paper towel as she answered.

   "Yes, that's right, but Nurse Goodell will explain everything to you. 
Please have a seat on the table."

   Still completely nude, Jim mounted the table and sat down facing me. 
His legs were spread apart slightly, giving me a nice view of everything
that he had between them.  His penis was now completely limp and was
comfortably resting atop his loose balls.  Our eyes met briefly and I give
him my best reassuring grin.  He half-heartedly smiled back.  He seemed
relieved that he survived the enemas, but also a bit worried, not knowing
exactly what was about to happen.  After a short wait, there was a quiet
knock on the door and Nurse Goodell entered.

   "Alright, Mr.  Johnson, I assume you're all cleaned out and ready to
go," she said.

   "Oh yeah, I'm all clean now," Jim replied in a sarcastic tone.

   "Let me explain this next part of the exam," the nurse said as she
approached the counter and picked up the instrument.  "This is a
proctoscope and it allows me to visually inspect the last six inches or so
of your rectum and anal cavity."

   As she was speaking, she held the instrument out so that Jim could
inspect it.  It consisted of a shiny metal tube that was about five or six
inches long and about one inch thick.  She was holding the instrument using
a metal handle that was connected to one of the ends .  There was also a
red plunger that was attached to a small hose at the end of the instrument.


   Nurse Goodell now continued her explanation to Jim: "After thoroughly
lubricating the scope, I'll slowly insert it into your rectum, at which
point I'll remove this middle piece, called an obturator, and perform the
visual inspection."

   She now unlocked and removed the inner portion of the instrument and
showed Jim that it was now basically a hollow tube.  A shiny, cold, hollow
metal tube that she was about to shove up his ass.

   "During the process I'll also pump in some air since that helps to
expand your anal cavity to allow better viewing," she added.  "Any
questions?"

   Jim just sat there staring at the instrument without making a sound.  He
obviously wasn't happy about having something like that shoved up his ass.
But of course, I couldn't wait to see it happen.

   "Alright then, Caroline please get Mr.  Johnson ready and I'll prepare
the scope," said Nurse Goodell.

   "Sure thing," answered Nurse Wilson.  "Mr.  Johnson," she continued, "I
need you on the table on your hands and knees."

   Jim stood up from his seated position and mounted the table with his
back toward me.  Once on the table, he got on his knees and then bent over
to support his upper body with his arms.

   "That's just about right," said the nurse, "just part your legs." Jim
shuffled his legs further apart, moving his knees toward the edges of the
exam table.

   "That's better," said the nurse, "now lower your upper body and rest
your head on the table.  Just rest your arms at your sides."

   Jim lowered his head to the table, further accentuating the fact that
his ass and only his ass was the focus of this examination.  It was now
prominently positioned for my viewing pleasure and for the nurses assault.
With his legs parted, his testicles and penis were also on display as they
gracefully hung down between his widely parted legs.

   While Nurse Wilson was preparing Jim, Nurse Goodell was busy preparing
the scope.  After pulling on a pair of exam gloves, she applied a generous
amount of lubricant, using her fingers to spread it evenly over the entire
length of the metal shaft.  Now that Jim was in position, Nurse Wilson
repositioned the spot light above the exam table so that it was once again
properly aimed at the business end of the exam.  She then turned it on and
bathed Jim's pale white ass in bright light.

   Nurse Wilson now put on a pair of exam gloves and took the scope as it
was handed to her by Nurse Goodell.  After adding additional lubricant to
her fingers, she approached Jim.

   "Now, Mr.  Johnson," she said, "I'm first going to make sure you're
fully lubricated before I attempt to insert the scope."

   As she spoke she placed her left hand on Jim's left cheek and pressed
the middle finger of her right hand against his waiting hole.  She applied
pressure and her finger easily slipped into his ass.  After twisting and
turning her finger to spread the lubricant, she slipped a second finger in.
She once again twisted and turned her fingers, evenly spreading the
lubricant.  After a few seconds, she slipped a third finger into his ass.
This time she appeared to be stretching his anal sphincter, preparing it to
receive the cold metal object.  After a minute or so, she removed all of
her fingers from Jim's rectum.  Nurse Goodell wiped the excess lubricant
from her fingers with a paper towel and then retrieved the scope from Nurse
Wilson.

   "OK, here we go, Mr.  Johnson, you'll feel some pressure and stretching,
but this shouldn't cause any severe pain," she said to Jim.

   Jim didn't acknowledge her comments at all and was completely silent. 
The nurse brought the end of the scope up to his anus and began to apply
gentle pressure.  She first pushed just the tip of the device into his ass,
inserting it maybe a half inch.  Once his sphincter relaxed enough to
receive it, she slowly pushed further, now inserting the device a full inch
into his rectum.  She continued to apply gentle and consistent pressure as
the scope slipped further into Jim.  She seemed to be taking her time, it
took more than a full minute for her to bury the scope deep into Jim's
rectum.

   "Alright, Mr.  Johnson, that's as far as it goes, how are you doing?"
she asked.

   "Fine" was heard as the reply from the far end of the exam table.

   "Good, then I'll just have a look and we'll get this out of you as
quickly as possible."

   Using the handle, Nurse Goodell now turned the scope 180 degrees.  She
then turned the obturator to unlock it and carefully removed it from the
middle of the scope.  She turned on the light on her otoscope and used it
to look through the void in the middle of the scope -- directly into Jim's
rectum.  While she was viewing the inside of his rectum, she used the hand
pump on the scope to add air.  After a minute or so of viewing, she
carefully replaced the obturator in the middle of the scope.  Using the
handle, she turned the scope 90 degrees clockwise and repeated the exam,
removing the middle part of the scope, viewing, pumping air, etc.  She
repeated this maneuver two more times, each time turning the scope about 90
degrees before performing her visual inspection.

   After awhile I lost interest in her exam and began to focus on Jim.  In
particular, I was interested to see if her examination was having any
affect on Jim's state of arousal.  It was.  It was quite obvious that his
penis was becoming hard.  It was still hanging straight down between his
parted legs, but was now much longer and thicker than it was before.  He
wasn't fully erect, but he was obviously stimulated by this exam.  His
testicles were still loosely hanging from his body.  How I wished that I
could grab them right now, but I couldn't.  That would have to wait until
later.

   Nurse Goodell now began to ever so slowly remove the scope.  Before
doing so, she removed the obturator one last time, leaving the middle of
the scope open for viewing while it was being removed.  She looked through
the middle of the scope as she slowly backed it out of Jim's body.  After
another minute or so, it was fully removed and handed to Nurse Wilson's
waiting hands for cleanup.

   "Alright, Mr.  Johnson, your proctoscopy is done," said Nurse Goodell.
Jim immediately raised his head from the table and started to get up before
the nurse stopped him.

   "No, don't get up yet, we have a few additional things to cover before
you're completely done," she said.

   Jim obviously thought that the proctoscopy was the icing on the cake. 
He wasn't happy to hear that there was still more to this exam.  He was now
kneeling on the table waiting for the nurse's next command.

   "I'm afraid that your insurance forms also require us to extract a
sample of your prostatic fluid," said Nurse Goodell.  "We'll check it to
determine if you have any kind of bacterial infection."

   Upon hearing this news, Nurse Wilson retrieved a culture dish from the
cabinet and took a position on the right side of the exam table.

   She now ordered Jim into the required position: "Just stay on your knees
as you were before, Mr.  Johnson, but support your body with your arms,"
she said.  Jim bent over again, this time supporting himself with his arms
instead of resting his head on the table.

   "Feet wide apart please, all the way to the edge of the table," she
added.

   Nurse Goodell now approached Jim's ass once again and addressed him: "I
am sorry about this, Mr.  Johnson, I should have obtained this sample
during your initial rectal exam, but I'm afraid I didn't notice that it was
required.  I am truly sorry to put you through this again."

   "Let's just get on with it," Jim growled.

   "Yes, of course, Mr.  Johnson.  To extract the sample, I will massage
your prostate and Caroline will catch the fluid as it is expelled from your
penis," said Nurse Goodell.

   When she finished speaking, she nodded to Nurse Wilson, signaling that
the exam was about to begin.  From her position on the right side of the
exam table, Nurse Wilson grabbed Jim's penis with her left hand.  She
positioned the tip over the culture dish that she was holding in her right
hand.  You would think that Jim's ass had been lubricated enough by now,
but out of habit, Nurse Goodell added some more lubricant to her gloved
fingers.  She then plunged one finger, then two deep into Jim's ass.  She
wasn't twisting or turning her fingers in any way, she was simply pushing.
Pushing on a single spot, Jim's prostate.  She continued to push on this
one spot, slowing increasing the pressure.

   "Now, you may feel the urge to ejaculate, Mr.  Johnson, but try not to
since we only want the prostatic fluid right now," she said.

   I wondered what she meant by "right now".  Did she really mean that they
would also need a sperm sample later?  As she was pushing, Jim let out a
painful grunt.

   "I'm sorry Mr.  Johnson, some men find this pleasurable, but I'm told
that it can sometimes be painful," she said.  Looking at Jim, it was a
little bit of both.  Based on the size and firmness of his penis in Nurse
Wilson's hand, he was deriving some pleasure from the procedure.  After
about one or two minutes of pushing, Jim grunted several times and Nurse
Wilson spoke up.

   "He just produced some fluid, Nurse Goodell," she said, "I think it
should be enough."

   Nurse Goodell immediately stopped pushing and removed her fingers from
Jim's ass.  Nurse Wilson released her grip on Jim's penis and immediately
took the culture dish containing the fluid to the counter and covered it
up.

   "Please remain in this position, Mr.  Johnson," said Nurse Goodell, "we
have one more procedure to perform."

   I could see the full extent of Jim's arousal now that the nurse was no
longer holding his penis.  It was once again hanging down between his legs
and was quite thick and firm.  A very nice erection indeed.

   "Go ahead and get a beaker ready, Caroline, we'll need it for his sperm
sample," said Nurse Goodell.

   "Sperm sample?" said Jim, "what are you talking about?"

   "Once again, I am very sorry that you weren't expecting this, Mr. 
Johnson," answered Nurse Goodell.  "But your insurance forms very clearly
require a sample of your ejaculate.  And as is the case with all samples
that we collect, it must be an observed sample."

   Her words hung in the air for a few seconds while we all made sense of
what was about to happen.  Not only was my dear husband about to be forced
to ejaculate, he must do so while we all watch.

   "You've got to be kidding," Jim replied.

   "As I said, I am truly sorry that you weren't expecting this," said the
nurse.  "But this is a required part of your particular insurance exam.  It
is the final procedure, but we can't complete your exam without it."
Throughout this conversation, Jim was still on the exam table on his hands
and knees and facing away from us.

   "Alright," sighed Jim, "what do you want me to do?"

   "Well, Mr.  Johnson," replied Nurse Goodell, "to be honest, you have the
easy part.  You really just have to relax and become aroused enough to
ejaculate when you're ready.  Nurse Wilson and I will take care of
everything else." Jim must have liked the idea of two nurses jacking him
off since he didn't protest again.  I almost stood up and volunteered to
help, but I decided to quietly watch the show instead.

   Nurse Wilson once again moved to Jim's right side, carrying a clear
glass beaker.  Taking Jim's semi-erect cock in her gloved hand, she applied
some lubricant to the entire length of his shaft.  Once the lubricant was
applied, she started stroking him with her left hand.  She held the beaker
under the tip of his penis using her right hand.

   Nurse Goodell now spoke to Jim: "Now, Mr.  Johnson, I need you hold back
as long as possible.  That will ensure that we get a good sample.  Just let
it build up a bit and let us know when you're about to ejaculate, OK?" Jim
nodded in agreement.

   Nurse Wilson continued to pump her hand up and down Jim's shaft.  I
could see that he was now fully hard in her hand.  From between his legs, I
noticed that his balls were no longer hanging as low as they were before.
They had pulled up higher, but were still well defined as two separate
spheres in his scrotum.

   A few minutes passed and the nurse was still working on Jim's shaft.  He
was still fully hard, but it didn't look like he was getting at all close
to ejaculating.  I think the nurses expected Jim to shoot his load very
quickly, especially after the exam that he had just endured.  But they
didn't know my husband.  They didn't realize that he was just getting
started and could go like this for a long time.  They clearly needed to add
additional stimulation if they wanted to speed this along.

   After another minute or so, Nurse Goodell realized just that, that more
stimulation was needed.  Standing behind Jim, she reached between his
parted legs and grabbed his balls using both of her gloved hands.  She
started by gently rubbing them, then quickly moved on to squeezing and
lifting them.  Ah, now she's getting the idea, I thought to myself.  After
another minute or so, Nurse Goodell ramped up the stimulation even more. 
She applied more lubricant to the fingers of her right hand and pressed
them against his anal sphincter.  She didn't enter him, she merely teased
him with the pressure from her fingers.  During this time her left hand
continued to rub and massage both of his balls.  After a bit more teasing
with her fingers, she slid one finger all the way in.  She immediately
started pumping her finger in and out of his hole.  She wasn't performing
any type of examination this time and she wasn't pressing on his prostate.
She was simply plunging her finger in and out of his ass in a steady
rhythm. Jim let out an audible grunt.  He was clearly enjoying all of this
attention.  As she continued to finger fuck him, Jim began to rock back and
forth on the table, moving his hips backward in an opposite motion to her
finger.  As she thrust forward, he pushed back.  He wanted more and she
sensed this.  She now slipped a second finger into his ass and continued to
pump in and out in an ever increasing rhythm.  She grabbed his balls much
tighter now, squeezing them as if she was milking a cow.  Nurse Wilson
continued stroking his cock, increasing her speed as she sensed that he was
getting close.

   Jim said one word: "Almost."

   In just a few more seconds, he shot his first load of sticky hot
ejaculate into the beaker.  This was followed by another burst of fluid,
and another, as Nurses Wilson and Goodell continued to work on him until
there was no more.

   Nurse Wilson took the beaker to the counter and sealed it in preparation
for analysis.  Meanwhile, Nurse Goodell retrieved several moist towelettes
and used them to clean the excess lubricant from Jim's ass.  She then moved
to his right side and used another one to clean his penis.  Having
completed its work, his penis was no longer hard.  It was still rather long
and thick, but was quickly deflating.

   "You can have a seat on the table now," she said to Jim.

   Jim quickly got out of the hands and knees position that he had been in
and sat on the edge of the exam table.  I could see that his face was red
and his chest was wet with sweat.  Our eyes met and I mouthed the words: "I
love you" to him.  He smiled in return.  He seemed genuinely relaxed now,
knowing that his exam was finally over.

   "Good luck, Mr.  Johnson, and take care," said Nurse Wilson as she left
the room carrying the latest samples.

   "Well, that does finally complete your exam, Mr.  Johnson," said Nurse
Goodell as she washed her hands in the sink.  "I realize this was much more
involved than you originally expected, but I do want to thank you for your
cooperation."

   "You're welcome," replied Jim.

   The nurse continued: "Once we have your labs back, I'll send all of your
paperwork to your insurance company." She walked toward the door and opened
it, but had one final comment before leaving: "There will be some forms
waiting for you to sign at the front desk.  But please, take as much time
as you need.  The room is yours for as long as you like.  I can assure you
that you won't be disturbed." The nurse gave Jim a quick wink and a smile
and then left.

   I got up from my chair as the nurse was leaving.  I approach my husband
who was still sitting on the edge of the exam table, still totally nude.

   "So Mandy, did you enjoy that?" he asked with a big smile on his face.

   "Oh, I most certainly did," I replied as I stepped closer to him.

   I placed my arms around his shoulders, leaned in and gave him a deep,
passionate kiss.  I moved in closer until I was standing right at the foot
of the exam table.  I pushed his knees apart so I could get closer,
allowing his legs to straddle my body and providing me with access to what
was between them.  I moved both of my hands between his open legs.  I
grabbed his balls with my left hand and firmly wrapped the fingers of my
right hand around the shaft of his cock.  I began to fondled his balls and
stroke his cock.  It didn't take long before he was hard again.

   "Lay back baby," I said to him.

   I temporarily released my grip on him as I helped him to lay back on the
exam table.  I then helped him to raise his knees and place his feet flat
on the edge of the table.  I thought about pulling out the stirrups but
decided against it.  This was good enough.  I once again took a position
between his parted legs and resumed working on his cock and balls with my
hands.  After a minute or so, I leaned over him and began to gently kiss
and lick the tip of his cock.  My right hand then moved down to the base of
his cock, allowing me to take his firm manhood more deeply into my open
mouth.

   "Oh Mandy, that's so good," he moaned in pleasure.

   I didn't stop to respond.  I continued to take him as deeply as I could
in my mouth and to work my tongue over the entire length of his thick
shaft. My left hand now released its grip on his balls as I slipped my
index finger deep into his ass hole.  My ungloved finger slipped in easily
due to all of the lubricant that had already been applied.  I began to work
my finger in and out of his ass in perfect rhythm with my head, which was
now bobbing up and down on his cock.  I slipped another finger into his ass
and my pace quickened.  My lips pressed harder on his tight skin as I rode
his cock with my mouth.  I felt his hands on the sides and back of my head,
guiding me up and down the entire length of his shaft.  His pelvis began to
thrust upward in rhythm with my movements, thrusting his cock deeper into
my mouth each time my head came down on him.  He was almost there.  I could
tell.  And when he finally did come, I knew that I would enjoy it almost as
much as he did.  
