"Inn" by Uther Pendragon (anon584c@nyx.net). From the very beginning, when the man picks up the woman in the restaurant (or is it vice versa?), I thought I knew pretty much where this story was going. I was right, but I still enjoyed getting to the "surprise" ending. However, I think I still had better refrain from telling you too many details.
In brief, the man and woman meet in the restaurant, dine together, and then retire for tender but hot sex. This author has written scenes like this so often that they have become routine, but they are still very, very nice romantic scenarios.