DISCLAIMER:- The following text is sexually explicit and contains depictions of sexual acts that have been classified by the surgeon general as potentially dangerous and unhealthy. You must be a broad minded adult to read the text, and you must not make this text available to minors or to any person who does not wish to view it. Unprotected sexual relations with unknown partners is hazardous and we urge the use of condoms and safe sex at all times.

Thirty-two year old Karen Rodgers worked calmly in her kitchen, preparing breakfast for her ten year old twin girls, who had just entered the kitchen and, as usual, were arguing about something that had happened in their bedroom earlier. Karen looked up as she finished filling their cereal bowls and smiled. Carrying the bowls over to the table, she set them down in front of the two arguing girls, and cleared her throat. Both girls stopped talking and looked up.

“That’s enough. Now eat your breakfast. The bus will be here soon.” she said calmly.

“But mom “ was all one of the girls got to say, as the look Karen gave her was enough to show she meant for the argument to stop, at least until they ate and left for school.

Both girls picked up their spoons and began to eat just as their dad came into the room. “And how are my lovely girls this morning?” he asked smiling, and bending down between them, and giving first one then the other a kiss on their cheeks.

“Fine Daddy.” they giggled and went back to their cereal, but not before sticking their tongues out at each other.

As usual, Ken Rodgers was running behind, as he moved around the table and put one arm around his wife’s waist as she stood at the counter, gave her a squeeze, and kiss on the ear, at the same time picking up her cup of coffee and taking a sip. Karen smiled and shook her head slightly at the predictable routine which happened every morning. Then the phone rang.

Both Karen and Ken looked at each other, but Ken quickly lifted his hand and pointed to the coffee cup at his lips. Karen laughed, gave him a light swat on the arm and reached for the wall phone.

Ken smiled at his still vibrant and beautiful, twenty-nine year old wife. Although most of her figure was presently hidden under a loose flowery housecoat, he remembered her firm “C” cup breasts, which he had enjoyed fondling and sucking last night. The trim waist beneath the housecoat, her flat tummy which led down to the temple of his devotions, cleanly shaved with a narrow strip of auburn hair that pointed right to her pleasure point.

“Hello.”

“Karen Rodgers please”

“Speaking.”

“Karen, this is Judy Walsh, Promotion Manager at radio station WBBS. How are you this morning?”

Karen hesitated in answering, her mind racing wondering why the radio station was phoning her. “I’m fine, I think.” she said slowly, with a light chuckle, and glancing at Ken.

“That’s good, but I have a feeling you are going to feel a lot better.” the voice on the phone said mysteriously. Ken was holding his cup, looking at Karen with a “who’s that” look on his face. “Karen do you remember entering a contest at Hall’s Cards, in the Somerset Mall the last time you went there to buy a card?

Karen frowned then said, “Well, I remember going in there to get a birthday card and I remember filling in something ...” she paused, remembering, and her eyes widened, and her face became a huge smile, and she said loudly into the phone, “Holy shit! You mean, I won!”

There was a lot of laughter on the other end of the phone, before she heard, “Yes you did.’

Karen then started to jump up and down, screaming, laughing and crying all at once. Ken and girls looked at one another and then back to Karen, who was now frantically pointing at the radio on the shelf over the sink. It finally dawned on Ken that she wanted him to turn it on, which he did, and then they all heard both sides of the conversation, and learned that Karen’s entry had been pulled and she had won a seven day cruise to the Carribean for two.

The next day Judy Walsh visited Karen, bringing her all of the particulars about the prize. It was then that Karen learned she had won the last prize of the contest, and because the cruise season, for this particular cruise line, was ending, she had to take the cruise within the next sixty days.

After Judy had left, Karen phoned Ken and told him of the short time period they had in which to take the trip. Ken groaned, and didn’t think he could get away, “but leave it with me, and I’ll let you know tonight.”

But when he got home that evening Ken, who was an Advertising Manager for a large New York firm, explained that it was simply impossible for him to get the time off of work to go on the cruise. In order not to lose out on the prize, he suggested she find someone else, like her cousin Sammy, who she was very close to and was always doing things with. Ken thought Samantha would jump at the chance to go with her. Although Karen was extremely pissed that Ken could not free up his time to go with her, she accepted the fact and phoned her cousin an hour later.

Of course everyone in their community who knew Karen and Ken, had heard the call over the radio, so her cousin was excited for her, and a bit jealous too, but she would never let on to Karen. When Karen told Sammy that Ken was unable to go on the cruise with her, and he had suggested her, Sammy nearly had a kitten.

“Oh Karen, of course I’ll go with you.” she screamed over the phone. “Tell Ken I love him for suggesting it. Oh baby - we’re going to have a ball.” The she quickly sobered up and said, “Oh shit. I’ve got to get someone to look after the kids. I’ll call ya back.” and she hung up.

Karen realized that she too had to arrange for someone to take care of her own children. She phoned her mother who lived within walking distance of the twin’s school, and told her of the situation. Her mother was overjoyed at the prospect of having the girls for the week.

Sammy phoned back ten minutes later and said that her husband was okey with her going, and actually liked the idea of their two little monsters going to stay with his parents for the week.

Karen went to see Sammy the next morning and they decided to go on the cruise in two week’s time. This would give each time to shop for new wardrobe and swimsuits, and anything else they wanted to take. Karen phoned the travel agency they had to work with, and told them of the changes and dates they wanted to go. No problem. A week later their tickets were ready for pickup.

The girls met at the airport at 5:30 on the morning they were scheduled to fly to Florida to catch their cruise boat. At 2:30 that afternoon, a Steward unlocked their stateroom door and carried their bags into the room. After tipping him, and he closed the door on his way out, the girls stood silently in awe of their twin bed stateroom, then their eyes met and like preteens they started jumping up and down and squealing with delight.

The ship left the Florida waters and headed for the Carribean in late afternoon. Karen and Sammy, had relaxed on deck with a couple of drinks, and now watched from the rail as the southern tip of the state slipped from sight on the horizon.

The fresh sea air, the excitement and the fact that they hadn’t eaten since the meager breakfast on the plane, prompted them to head for the dining room where they were seated at a large round table with several other passengers. After introductions were made they happily chatted amongst themselves while enjoying a delicious meal. Afterward, they went back up on deck to catch the last of the sunset, then to the Theater Lounge for a two hour cabaret performance. Following that they did a quick look-see through the Casino and ended up in an upper deck bar, where they had a few more drinks, and wished they had dancing partners to really enjoy the music being played by the trio of musicians.

They had been sitting for about half an hour watching the other passengers dance away the night, when Sammy touched her shoe against Karen’s to get her attention.

“We’ve got two interesting navy guys in white uniforms, over against the far wall, who’ve been giving us the eye for the last ten or fifteen minutes.” Sammy muttered over the sound of the music. Karen did a slow turn in her chair, sipping on her drink as she moved, catching sight of the two young men looking their way.

“Cute.” replied Karen.

“Too young ?” asked Sammy.

“A little maybe. Hard to tell for sure. Oh, Oh.” she said slowly, swinging back to the table and putting her drink down. “They’re on their way over.”

“What’ll we do?” muttered Sammy, looking at her cousin.

“I don’t know about you, but if they ask me to dance, I’m going to. It’ll beat the hell out of sitting here all night, and not dancing.”

“Hello ladies.” one of the ship’s officers said with a smile, as they stopped at their table.

“Hello.” Karen and Sammy said together looking up at the two handsome yong men in their white uniforms.

“I’m Jon Baily and this rather striking young man is Fred Northland,” he said lifting his hand towards the other man, who raised his hand to his forehead and gave them a bent finger salute, and a wide smile. “We’re both members of the ship’s crew,” Jon continued, “and it’s ship’s policy that on the first night at sea, no lady be she young, old, pretty or anywhere in between, should be left sitting alone and without a dance partner.’

“What he means, “butted in the taller Fred, “is - can we have this dance?”

The girls laughed, stood and said, “We thought you’d never ask.”

They dance nearly every dance after that, revealing that they were married and had kids. The boys told them they were university graduates, who were unable to find jobs in their chosen fields, and had just happened to learn that the cruise ship company was looking for anyone who had a knowledge of marine navigation. Coming from sailing families they had applied, and were hired immediately. But this being the last cruise of the season, it would also mark the end of their work contracts, and they would have to start looking for jobs at the end of the cruise.

At twelve thirty Fred announced that they would have to leave, as they were on an early shift the next day. The girls said they were tired too, since they had been up and going since four o’clock the previous morning. Fred and Jon, being the gentlemen that they were, escorted Karen and Sammy back to their stateroom, and along the way the four made a date to meet the next evening for supper, and dancing afterward.

The ship was at sea the next day heading for it’s first port of call, so the girls donned their new bikinis, applied the sun tan lotion and parked their butts on a couple of deck chairs near the pool. By midmorning, the deck was so crowded that the waiters were having trouble maneuvering between the jam of deck chairs to take orders and deliver drinks. Uncomfortable with this mob of sweating and glistening vacationers, the girls retired to their cabin, changed into shorts and halters, then went in search of the movie theater. Later they met Jon and Fred at the bar.

The next two days for the girls was filled with island tours and shopping in crowded tourist traps on each of the islands they docked at. Then it was back to the ship and getting ready for another night of fun and enjoyment with their new found friends.

On the early evening of the fifth day, Karen and Sammy walked into the dinning room, and stopped just inside the doorway while they looked around for their young friends. Sammy, who was in high heels and slightly taller than Karen, was wearing a silky, white, off the shoulder blouse, that dipped rather low over the round tops of her breasts, which her new push-up bra accentuated and threatened to eject them into full view. Below that she wore a light sand color skirt that came to just above the knee.

Karen wore a lightly flowered, buttoned blouse that also, but more modestly, accentuated her breasts. She too wore a light colored skirt of the same length. While they were busy looking for Fred and Jon they missed the appreciative looks they got from many of the men in the dining room. A couple of wives near the entrance did not like the stare their husbands gave the girls, and a sudden kick to shins was greeted with a scowl.

Seeing the two girls at the doorway Jon and Fred stood up so they could see them, and when the girls joined them at the table the boys held their chairs, and the girls smiled sweetly and said “Thank you.”

Following a magnificent meal and two bottles of wine, the foursome ventured out on deck and watched another fantastic sunset. Then it was back to their nightly haunt and a full evening of dancing, laughter and more drinks.

By midnight the girls were feeling no pain after all of the drinks they had been tossing back. They left the bar area and strolled the well lit promenade deck, Karen and Jon walking slowly, holding hands. Sammy and Fred, also holding hands with Sammy leaning her head on Fred’s shoulder. As Jon and Karen came up to a darkened spot between overhead lights, Jon stopped and turned Karen so they were facing each other. She looked up at Jon, smiling slightly, feeling sure she knew what was going to happen, and Jon didn’t disappoint her, as he leaned down and kissed her softly on the lips.

Karen returned the kiss and put her arm around Jon’s neck. When the kiss ended, she dropped her arm and looked into Jon’s eyes, as he looked into hers. Then he said, I hope that didn’t offend you.”

“No.” she said, “Why would it?”

“Well - you’re married and I’ve really got no right to kiss you.”

“Jon.” she replied quickly, and reached up with her hand to touch his cheek, “We’re friends. Friends do kiss.”

“I know, but... “ Karen’s hand moved to the back of his head and she pulled him down and kissed him with more feeling then he had just moments before. Now their bodies were pressed against each other, and Jon could feel the press of Karen’s breasts against his chest, and could even feel her hard nipples. He realized his dick was getting hard and it was pressing into Karen’s midriff. Karen felt it and pressed her body harder against Jon.

When they broke for air, their bodies still pressed against each other, Jon panted, “God Karen you’re so beautiful.” and they kissed again, each grinding their bodies against the other.

“You know what’s going to happen, don’t you?” Jon asked softly, as he looked at her with a serious look.

“Yes.” she whispered, returning his gaze.

“Is it alright ? Do you want to, you know, because you’re married and have kids.?”

“I just want you Jon. The other doesn’t matter right now. I just want to make love to you, right now, right here.”

“Right here?” he said laughing light and looking around, before looking at her again and smiling. “No. My cabin is just two decks below, we’ll go there, and we won’t have to worry about being disturbed.”

“Do you want me to Jon.” she asked , looking at him with a serious glare.

“Oh Karen, right now I want to make love to you more than anything in this world.” Hearing this, Karen reached up and kissed him, opening her mouth and teasing his lips with her tongue. Jon opened his mouth and their tongues met and dueled in each other’s mouth. Jon’s erection was now very prominent, tenting his pants and pressing against Karen’s leg.

With a chuckle Jon grabbed Karen’s hand and led her inside, where he summoned the elevator, stealing kisses until it came. Jon warned her of the camera inside the elevator and they rode down the two levels standing side by side, but giggling. Jon opened the door to his cabin, turned on the lights and let her enter first. Karen only had time for a cursory look around the cabin before Jon took her in his arms once more and they kissed long and deep.

It didn’t take Jon long to undo the buttons on her blouse which she tossed aside as he reached for the clasps on the back of her narrow bra. Her breasts bounced from their confinement and Jon groaned with delight as he touched them and lightly kneaded them before leaning down and licking the hardened nipples, then sucking them, one at a time, onto his mouth, rolling his tongue over and around it’s stiffness. Karen groaned with delight at his touch and her hand on the back of his head pressed him tighter to her chest.

Jon kissed her lips again, his tongue entering her mouth, his arms going around her, and he lifted her to the bed and laid her gently down on it. He leaned over her and unzipped the zipper on the side of her skirt, then clutching the fabric and pulling the garment down, and Karen lifting her hips to let it pass. All that remained now was the skimpy, pink bikini panty, which Jon let his hand lightly roam over, before he straightened and quickly pulled his shirt over his head, tossing it carelessly to the side, then undoing his belt and peeling both pants and underpants down his legs and stepping out of them.

Karen gasped at the sight of his stiff cock, her eyes taking in its size, and the thought that it was much bigger than her husband’s. But that thought quickly disappeared as Jon stretched out beside her on the bed, and he again cupped his hand over her breast, and she reached down and lightly grasped his cock. They kissed some more before Jon again moved to her breasts, licking and sucking on both, before moving from them, kissing his way down her body, as she opened her legs to allow him between them. He kissed the inside of her right leg down to her ankle , then switching to the top and working his way back up to the panty leg. He then kissed and nibbled at the material of her panty, teasing her as he went near, but never touched her very private part. Karen moaned at each rebuff, and whispered pleas to get him to kiss her pussy.

Finally, Jon placed kisses from her bellybutton straight down to her pussy, pressing her sensitive lips with his, inhaling her sweet womanly aroma, tasting the slightly salty, sweet wetness that had soaked the crotch of her underpants. Driving his own passion to new heights, Jon kept licking and nibbling her panties as he reached up, hooked his fingers into the elastic top and pulled them down. Karen, moaning, lifted her ass to let them pass, then her legs so they would drop out of the way. Jon parted the lips of her vagina with his fingers then dove his mouth into her wet opening, his tongue slipping and squirming inside her folds, moving higher to search and find the hard little nubby, that when his tongue touched it, Karen’s hips jumped, and she groaned, lifting her knees higher to allow him deeper penetration. She could feel her first climax rapidly approaching.

“Oh yes. Suck that thing. Lick it, oh don’t stop baby. You’re making me come right NOW ! Ahhhhhhh” Jon felt and tasted a flow of warm pussy juice, and he lapped it all up., while Karen slowly came down from her high.

Jon moved up fastening his wet lips on hers, sliding his tongue deep into her mouth, and she sucked on it so hard that he thought she’d pull it out of his mouth. He ground his pelvis against hers and she answered his moves, then she reached down, took hold of his cock and moved it to her slit, rubbing it up and down the crevice, pushing the tip against her opening and thrusting her hips up against Jon’s body trying to push him in. Jon lifted his hips to giver her room and when he felt the tip enter her, he pushed gently, sliding into her channel, his cock lubricated by her pussy juices.

Jon found that she was tight, so pumped slowly and steadily to reach her cervix. When his penis touched that delicate inner part of her body, she looked down and saw that Jon’s pubic hair had meshed with hers and she knew then that every inch of him was inside her. She drew in a deep breath, loving the feel of him filling her, a feeling she never really felt or got when her husband fucked her. Leaning forward, Jon and Karen kissed, and he began a slow in and out motion, to which Karen duplicated. The Jon broke the kiss, assumed the position and began to slowly pull his penis back leaving only the head inside her, then pushing its length all the way back in to again touch her cervix.

Karen closed her eyes, concentrating on Jon’s in and out motions, matching his strokes and increasing speed, savoring the pleasure of him moving inside and filling her. She could feel another climax building and welcomed it, urging it to take her to soaring heights of pleasure and relief. Jon was speeding up and panting heavily as he struggled to reach his own heights of release.

“Oh Jon, Jon oh, oh.” Karen cried as she bucked hard against Jon bringing her own climax to a head, and then suddenly it was there, lifting her higher over the peak of pleasure and she screamed, arching her body high off the bed while Jon thrust himself deep inside of her and let out a deep groan as his cum shot against the walls of Karens’ cervix. Karen had felt his gland enlarge just a brief second before his ejaculation began, and now a strange warmth deep within her told her Jon was shooting his cum into her, and that his little swimmers were now racing around, seeking her egg with the determination of starting a new life in her belly.

That thought brought her suddenly back to the present and the realization that Jon had not worn a condom, and that she was definitely in her fertilization time. But then Jon moved inside of her and those disturbing thoughts vanished as she again wallowed in the joy of having him within her. Jon rolled her gently on her side, remaining deep inside of her, and they hugged and kissed and a few minuets later, he slipped out of her and they fell asleep.

Karen woke slowly to the sound of Jon’s soft whispers in her ear. Opening her eyes she saw his smiling face just inches from hers. She smiled, and stretched her arm out, hooking it around his neck and drew him to her. They kissed deeply then pulled apart.

“Come on sleepyhead. Time to get up. We’ve got places to go and things to see.” Jon said playfully tweaking her nose.

“What are you talking about?” she laughed brushing his hand away. “Oh, “she quickly added, remembering a discussion from last night. “That’s right. This is our last day and you and Fred have taken the day off to take us someplace special.”

“That’s right.” Jon said, rising from the bed and walking to the window in the wall of the cabin. “We’ve just docked, “he said looking out and down, “and we’ll be able to disembark shortly, and we want to get an early start.” he continued turning and returning to the bed, and sitting down beside her, rubbing his fingers lightly up and down her arm.

“And what is it you and Fred have planned for us?” she asked, looking at his face.

“Surprise.” he answered quickly, and laughing as he bent over, grabbing her arms and lifting her upright. “Come on. You’ve got to get ready” he said changing to a more serious tone in is voice. The bed sheet that had been covering her, now fell away as he lifted her, revealing her breasts, which caught Jon’s attention and he inhaled sharply, feeling the almost urgent stirring in his groin area. The temptation to feel, suck and lick those beautiful puppies was almost overwhelming, but he dragged his eyes away and looked at Karen, and knew she was wishing he would attack them. But instead he overcame the desire and stepping backward off the bed, pulled her with him so that she was now standing on the floor. Again he feasted his eyes on her nakedness and felt his penis beginning to get thicker and rising from it’s place between his legs. Karen noticed the movement as well, looked down at it and with a bright, wide smile looked back at Jon and tried to shake his hold on her arm!
s loose so she could wrap them around his neck, but Jon turned her, letting go and giving her a light playful smack on her bum.

“Ow.” she laughed.

“Get your clothes on and get out of here. I’ll see you in half an hour.”

The foursome drove all over the island, enjoying the warmth of the sun and air, as well as the warmth of the people they met, the real islanders, not the ones sullied by the many tourist companies who exploited them daily.

Following an exquisite lunch at a roadside café, they visited several historical spots, a tropical garden and then stopped at a deserted, sandy beach for a cooling swim in the ocean. Not having brought swimming suites only made the girls hesitate momentarily, when they saw the boys quickly undress. Laughing, they too shed what little clothing they wore and they all ran into the water.

After some frolicking and Jon grabbed Karen and pulled her close to his body. There was no mistaking the heat radiating from his erect penis, which pressed itself against her bare tummy. Her smile accompanied her wrapping her arms around his neck and pressing her salty tasting lips against hers. Their mouths opened and tongues searched, touched and salivated against each other as their bodies pressed tighter together, then gently lowered themselves to the wet sand and the gentle lapping of waves against their gyrating bodies.

Karen opened her legs and raised them high as Jon moved between them and his hard penis poked at her sex looking for the way into her love channel. Karen reached down, grabbed the pulsating organ and steered it to her waiting opening. Jon grunted lightly as he pushed forward and slid easily into her tight opening. Karen gasped at the same time swinging her legs over Jon’s back and locking them there, lifting and rotating her pelvis to allow him better penetration. Their bodies finally aligned, he slid smoothly into her burying his entire length inside her, pushing gently against her cervix. Pausing, he leaned over and they kissed deeply for a full minuet before he stated to slowly move in and out. As their kiss ended their eyes met and both new regardless of the consequences they wanted to go all the way, and Jon began to step up the pace, as Karen slowly closed her eyes and met his pace.

Karen began a series of small climaxes, each growing stronger, until she felt the mother of all climaxes building deep within her and she began to moan and buck harder against Jon. The small waves that splashed against them were caught between them and splashed wildly about them. The Karen thrust her pelvis into the air, her back bowing but holding against the rapid thrusting of Jon’s body and she let a low keening wail that rose in volume until her climax peaked and sent a rush of fluid against Jon’s swelling penis head which at that same moment he thrust heavily against her cervix, and released a torrent of hot, thick semen against the barrier.

They remained joined as Jon continued to pump rope after rope of thick fluid into her belly. They kissed lovingly, her arms around Jon’s neck, but they both looked to the left as a scream rent the air and they saw Sammy, her legs over Fred’s shoulders, his penis buried so deep in her pussy that their pubic hairs were intermingled. They too collapsed into the surf, and both couples savored the moments before they had to return to the ship.

The girls spent an hour before dinner, packing their suitcases so they could be picked up later that night from outside their cabin, when they would be taken below deck and readied to be unloaded the next morning. Finished, they each sat on the side of their beds, and reminisced about their voyage.

“We’re not going to mention Jon and Fred to our husbands are we?” asked Sammy.

“No way!” said Karen. “As far as they’re going to know we did tours, meals and sitting on deck with a bunch of old ladies who adopted us.” They both laughed. “Seriously,” added Karen,” we just sat around, took the tours and saw the evening shows. Maybe a few drinks in the salon and a couple of dances together, but that’s all.”

“OK. I get it.” agreed Sammy. Then they became very quiet for a few seconds before Sammy looked up at Karen with tears in her eyes and said softly, “I think Fred may have made me pregnant.”

Karen looks at her and tears up as well. “Me too.”

“What the hell are we going to do Karen?”

“I don’t know Sammy.” Then the tears really started to flow, and they both hugged each other tightly, as they sobbed and regretted what they had done.

They decided not to meet with Jon and Fred that night, but remained in their cabin, packing and generally relenting the mess they had allowed themselves to get into. When Fred phoned to see where they were, Sammy told him they were not feeling well, and were going to bed early.

After a restless night, they were up early and made a fast trip to the breakfast bar, taking their scones and coffee to an isolated part of the deck, which allowed them to avoid being seen by Jon and Fred. Then, at the appointed time, they were first in line to retrieve their passports and be allowed to debark the ship. While looking for and finding their luggage on the dock, they were quickly swallowed up by the rest of the passengers debarking and made their way to the bus that would take them to the airport.

As they were waiting to get on the bus, they heard their names being called out, and looking back to the ship they saw Fred and Jon, waving to them from the railing. They waved back, until they entered the bus.

That evening, after a long and tiring day of traveling, Karen lay snuggled in her husband’s arms. They had just completed an intense session of love-making, and Karen realized that the love of her heart was right here, and had been forever. What she had done while on the cruise was unforgivable. She had broken the vow she had made when she married her husband, and now would put him through the embarrassment and shame of her being pregnant with another man’s baby. Would he understand, and would he forgive?

If the situation was reversed, would she?

With tears flowing freely down her face, Karen said softly, “Honey. I’ve got something to tell you.”