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Subject: {ASSM} NP: My Indebted Slave PT1 BDSM M/f cons
Date: Sun, 27 Feb 2000 19:10:07 -0500
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>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>
WARNING!  This story is only for adults over the age of
18 and contains Strong Sexual Content.  It is intended
as a work of fiction for ADULTS only, and the author
does not in any way condone similar behavior.
If you are under the age or 18 or reside in a state,
nation, or planet that prohibits such behavior, stop
reading immediately!!!
<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<

My Indebted Slave Part One

By sfmaster@worldnet.att.net

Archiving permitted, reposting is permitted; but only
if you
include this statement of limitation of use and notify
the author by e-mail. The author forbids you to make,
distribute, or sell multiple copies of this story on
paper, disk, or other fixed format.
However, individual readers may make single copies of
the
story for their own, non-commercial use.

Copyright (c) 2000 by sfmaster@worldnet.att.net

Attn: Readers please feel free to send an e-mail to the
author.  I do want to hear from you!

This is part one of a projected three part story, if
there is sufficient interested I'll finish it. 


"My Indebted Slave Part One" by
sfmaster@worldnet.att.net

I was seated at the bar, fuming in silence, glancing at
my watch and the clock on the wall.  My submissive and
fiancé Jill was late for dinner, and I was wondering
just where she was.  Has she been delayed at work?  Had
a car accident?  I had tried to call her on her cell
phone, but all I got was a recording saying that number
was out of service.

Usually, she was on time, but now she was almost an
hour late.  I was just about to leave and get drive
over to her house when I saw her run into the bar, her
hair and jacket a mess.

"Good evening, Master," she quietly greeted me, kissing
my cheek.

"Where were you?" I asked, "and your phone is out of
order."

"They repossessed my car, and I guess I missed paying
my phone bill too," she sighed, "at least I got my car
back."

"Your car got repossessed?" I asked, bewilderment in my
voice.

"Well I did get behind in my payments, Master."

"How did you manage that?"

"Just carelessness," she answered.

Just then the hostess called my name, and we were
conducted to a table for dinner.  I ordered for both of
us, and we made small talk during dinner, not once
touching on her finances.

I lived not far from the restaurant, and could walk. 
Jill had to drive to meet me, accounting for her
lateness.  As I was helping her with her coat, I
changed the plan for the night.

"I want to see your finances," I demanded, giving her
my best Dom voice, "Let's go to your place tonight."

"Yes, Master," Jill answered, a sound of dejection in
her voice.

Jill drove her Lexus in silence, and I decided to let
the radio play.  No sense in questioning her until I
knew the whole story behind her car and phone.

I hung our coats in the hall closet, while Jill made
coffee in the kitchen.  Then she produced the classic
shoe box (one that I had bought her a pair of fetish
high heels) filled with her bills.

I sighed, took a gulp of coffee and started work. 
Shit!

	*		*		*		*		*

"How much do you make a year?" I asked.

"Fifty thousand, Master," she answered.

"Well between your car lease payments, rent, credit
card bills, store cards, unpaid utility bills you owe
nearly that much.  You're broke, unless you have a big
bank account to pay all this off."

"No sir, just about five thousand in savings."

"How could you do this?" I demanded, "you're a College
graduate from FIT, you should know how to handle
money?"

"I don't know!  It just seemed so easy, to charge
everything, then just pay the minimum.  And they give
you more credit each time!" she cried.

"My older brother went broke the same way, I've seen
this before.  Before your creditors start calling we're
going to a counseling firm to arrange repayment -
either that or you declare bankruptcy."

"You're taking me?" she asked.

"I'm your master and your fiancé, darling.  I'm very
angry for two reasons.  One, making me wait tonight
without a call, the restaurant did have a phone, you
know.  The other for concealing your debts - we are
getting married, and this would have killed any chance
we would have had to eventually buy a house.  Are your
upstairs neighbors still on vacation?"

"Yes, Master."

"Good.  I want you naked, in the bedroom in fifteen
minutes, after you've attending to your toilet. 
Understood?"

"Yes, Sir!" she answered.

Jill has been my submissive ever since we met at a
party.  She has been a good lover, partner, and
submissive, enjoying my use of her immensely.

"Now go!" I ordered, patting her on the bottom as she
bounced out of the living room of her rented apartment.

Glancing at the pile of bills on the coffee table, I
exhaled silently.  If Jill thought what I would do
tonight was going to hurt, then the suggestions that
the Credit Counselor was going to make would hurt even
more.

After placing the bills back in the shoebox and giving
Jill enough time to prepare herself, I entered her
bedroom.  She was naked and kneeling on a small throw
rug next to her bed.  Jill was thirty-five, five foot
six, one hundred and thirty pounds, brown haired, with
moderate sized breasts and nicely rounded thighs.  Her
lower lip trembled in anticipation of our little scene.

"Are you ready, darling?" I asked.

"Yes, Master," she answered.

While she kept some of our toys in her apartment for
when I would sleep over, I decided that a little
harsher medicine would be called for this evening.  I
sat down on the bed, and removed the leather belt from
around my waist.

"Over my knees, Jill."

She quickly complied, her breasts swinging as she
placed herself on my lap.  With the fingers of my right
hand I traced the beauties of her nakedness.  From her
neck and shoulders, down her back (her skin was soft
and perfumed) and along her ribs, to her bottom.  I
grasped each buttock in my hand, pressing on her
flesh.  Then I reached between her legs to her sex, and
inserted my fingers inside, finding that she was
already wet with desire and anticipation.

"Slut!"

"Yes, Master."

"Do you accept my use willingly?"

"Yes, Master."

I dried my fingers on a tissue, then folded the belt in
my right hand.  Jill looked at the belt with an
expression of both anticipation and dread.

"Kiss the belt," I ordered.

"Yes, Master!"

Once she kissed the belt I struck a moderate blow
across her bottom, making her jump slightly.  With just
the slightest pause, I rained a series of strokes
across her white bottom.  Her flesh reddened very
quickly as the leather made one mark after another.

Sometimes I make her count each stroke, other times she
would be gagged and her hands bound behind her back. 
But my silent fury at her irresponsible behavior made
me just want to punish her without any other
implements.

"Oww!  Oww!  Oww!" Jill cried as her bottom grew red
and her flesh warmed up from my punishment. 

I gave Jill more strokes than normal, just so that her
bottom would be smarting all weekend - a reminder of
what she had done.

"Oww! Oww! Oww!"

I stopped short of blistering her flesh - she is a
business executive, after all, in a responsible
position.  I wondered just how her colleagues might
react to know that their director of marketing was
naked over her boyfriend's lap, getting hit with a belt
till she was in tears!

"Oww! Oww! Oww!' cried Jill, tears running down her
cheeks.

I stopped, and presented the belt to her lips.  She
kissed the leather, her cheeks flush with excitement.

"Dry your eyes then I want you kneeling on the bed -
I'm going to take your bottom!"

Jill really doesn't like anal sex, in fact I only do it
very rarely.  Only to show my extreme displeasure with
her.  So she knew why I wanted her bottom this evening.

After drying her eyes with a tissue, she removed a box
of condoms and a jar of lubricant from her night
table.  I quickly undressed, folding my clothes on a
chair.  I'm forty, still well muscled, but I have to
watch my weight.

I took the lubricant on two of my fingers and inserted
them into Jill's flaming red bottom.  Her ass was warm
to the touch, and I knew that she would be reminded for
days about our session this evening.  Her hole was
tight at first, but I gradually inserted my fingers,
loosening up her tense anal muscles.  She always kept
her bottom clean, for the rare occasion that I might
use her there.  Like tonight!

"Oooooh! She moaned, in anticipation of my rod.

Finally, she was ready.  I cleaned my fingers, then
unrolled the condom onto my stiff cock.  Then, doggie
style, I grabbed onto her waist, and slowly inserted my
erect and stiff organ into her nether hole.

"Aaaah!" cried Jill.

Forcing a prick into an asshole can tear the tissues
within, leading to all sorts of health problems. 
Unlike the vagina, which can stretch to accommodate a
man's penis.  So I gradually inserted my cock into her
hole, pushing but not forcing my manhood into her.

"Aaaah!"

I began a very gradual pistoning action with my cock,
slowly removing, then pushing myself back into her
bottom, each time making Jill moan and buck.  Also I
held her waist tightly so that she couldn't escape my
attentions.  Her skin had collected a slight sheen of
sweat from the exertions that I was putting her
through.

After what seemed like hours my rod stiffened even
more, and I came inside her bottom.  Jill moaned as she
felt my cock pulsate inside the latex, fully impaling
her on it's stiffness.

"Ahhh!' I cried, withdrawing my limp cock from her
bottom.

I removed the latex, and threw the condom into a
wastebasket.  Then I stood up, and motioned Jill to lay
down on the bed.  After a short trip to the bathroom
where I cleaned the come off my cock, Jill was in bed
waiting for me.

Joining her under the covers, she placed a condom on my
already stiffening rod.  She opened her legs, and I
plunged between her thighs.  Her slit was already wet
with excitement, and I had no trouble inserting myself
all the way up to my balls.  I pistoned inside her,
rocking back and forth, giving her the climax that she
desired so much - and I wanted to give her.

"Aaaah!" we both cried in unison, as she was brought to
climax so quickly.  We rocked together, our sweat
mingling as one, our naked bodies bound by lust.

	*		*		*		*		*

Later we lay together, after I had fucked her to a
second climax.  I could see that her bottom was still
tender by the way she gingerly laid her bottom on the
mattress.

"I love you, Jill."

"I love you, Master," she answered.

"The credit counselor may hurt more that our session
this evening," I cautioned Jill.

"Yes, Master."

Soon she passed off into sleep, soft snores escaping
from her lips.  There are many forms of bondage. 
Marital, financial, sexual.  I hoped that Jill would
understand what was going to happen next.

	*		*		*		*		*

Having already gone through this with my brother, I
understood what was going to happen next.  Jill and I
arranged an appointment with a non-profit credit
counseling service.  I told her to bring last year's W2
form; her last pay stub, and all of her credit cards
and bills.

Just before leaving her house, I suddenly ordered her
to place a medium sized butt plug up her bottom.  The
plug would be a constant reminder of my displeasure
regarding her financial position; and she would be
fidgeting in the car during the entire time we would be
at the center.

The woman counselor commented on my thoroughness, and
it didn't take long.  In exchange for setting up a
payment schedule (and not charging anything else) her
creditors would not dun her paycheck or call her.

Jill sat, shocked, as the woman laid out what she had
to do.  Cut up all her cards.  Not charge anything
more.  Make all payments on time.  Buy new things in
cash.  Make do with less.  Hopefully, once she had
cleared up all her debts she could resume "normal" life
again - this time without charging herself into near
bankruptcy.

During the entire session, Jill had trouble remaining
seated.  With the plug up her ass, she was very
uncomfortable for the hour that we were there.

When we went to leave and I thanked the woman
counselor, I got the distinct impression that she knew
what was up Jill's ass - and that she was a submissive
herself!

	*		*		*		*		*

Jill had gone to the beauty parlor with a girlfriend,
but her friend had to leave suddenly.  She had called
me to pick her up, and since I was available, I agreed.

"You look very nice darling," I said in the shop as I
helped her with her coat.

"Thank you, Daniel," she replied.

We walked outside, and spring was in the air.

"Daniel, my Lexus goes back next month.  Could you help
me find a new car?" she asked.

"I already found you one, sweetie," I answered, "in
fact, let's go by my place to see it."

Jill looked excited that I had bought a car for her. 
Her joy quickly dissipated when she saw that it was a
Plymouth Reliant.

"You must be joking?" she asked, looking at it.

"The owner was a senior who lived around the block and
took ill.  The car has just seventy thousand miles, and
it cost a few hundred dollars.  No collision, no car
payments, you'll pay off your debts a lot sooner," I
advised.

"But this is just so - ugly!" she pouted.

"Be glad you'll have something to drive - if you buy a
new car, the creditors would say you're breaking the
agreement by spending too much.  Besides, you work in
Manhattan and take the train every day.  This baby is
perfect for the station!"

"No, Master!" she pouted.

"In that case, I've created a torment especially to
show you the value of money.  In the house, please!" I
ordered.

Jill looked at me, concerned.  What form of deviltry
had I planned for her?

	*		*		*		*		*

"Place your arms above your head," I commanded.

Jill was naked, wearing only her slave collar, and the
slutty five inch spike heels which were her pair of
"fuck me" shoes.  She stood, silent and at attention,
waiting for her next orders.

I locked a black leather belt around her waist, and
attached a cross belt, attached to which were a dildo
and anal plug.  Lubricating her bottom, I slid the anal
plug in first, followed by the dildo.  Then I locked a
black leather case to the belt, and turned it on. 
Locking the leather flap with a small padlock, there
was no way that Jill could remove the device.

"Hands down."

"Yes, sir."

"Have a seat," I told her, motioning to the table.

"Since you do not understand the value of money," I
began, "I was rereading Justine by the Marquis De Sade
the other day, when I found the part where she had been
kidnapped by the counterfeiter Roland.  I therefore
came up with this little torment on my own."

Jill sat in silence, her hands on her lap, head
slightly bowed.

On the table was a black plastic cover, which I removed
to reveal a large canvas bag - and paper penny
wrappers!

"Here is a bag containing fifty dollars of pennies
fresh from the bank - from the Federal Reserve Bank in
NY.  Plus one hundred penny wrappers.  Your task is to
count and wrap them all - exactly!  I'll weigh each
roll, then count how many pennies you are short or over
- and you'll receive a stroke of the crop, whip, or cat
for each one."

"Aaaah!" cried Jill.

"I see the dildo has just gone off.  The battery
powered dildoes up your cunt and bottom will go off
randomly during the time you're rolling the pennies; at
varying intensities - just to make life interesting. 
Now start!" I ordered.

"Yes, Master!"

Jill opened the large bag, and spread some of the coins
out on the table.  Counting them in piles of ten, she
began to stack them, ten at a time.  I could tell when
the vibrators went off as she appeared to shake with
each sexual climax.

"Aaaaaah!" she cried.

Since I'm not a cruel or capricious master, I didn't
enforce any kind of time limit on her.  The dildoes
would give her enough agony as she raced to complete
her task.  I walked over to the kitchen, and drew
myself a glass of water from the faucet, then one for
Jill.

"Thank you, Master!" Jill cried, sweat running between
her breasts when I gave her the glass.

"You're welcome.  Continue."

While Jill rolled the pennies I decided that now was
good time to write my own monthly checks.  I got out my
stack of bills, my calculator, and checkbook.  It was
going be a long - and enjoyable - session!

	*		*		*		*		*

Hours later, Jill called me over and pointed to the
stack of rolled coins on the table.  Happy at
completing her task, Jill's brown hair was in disarray,
and droplets of sweat glistened on her skin.  She had
endured one sexual climax after another, judging by the
moans that she had made with the toys inside her.

"Stand up, darling," I ordered.

Once she was standing I gave her a passionate kiss on
the lips, while squeezing her fleshy bottom with my
hands.  I could feel the vibrations of the dildo up her
ass, making her squirm.

I unlocked the belt, and removed the dildoes from her
holes.  She stood silently as she was freed from the
instruments of her sexual torment.

The dildo from her sex was glistening with her juices,
her sexual honey revealing just how many times she had
climaxed from her task.

"Take these into the bathroom," I said, disconnecting
the dildoes from the belt, "and clean them, and then
take a shower yourself.  Then we'll weigh the coins
together."

"Yes, sir!" she smartly answered, bouncing out of the
room, dildoes in hand, happy to be free of the torment
inside her.  I quickly heard the sound of running water
in the bathroom.

Since Jill is a frequent visitor, she has everything a
woman needs here: toiletries, her own hair dryer,
underwear, and a complete change of clothes.

I had purchased a small digital scale, and I took one
of the rolls, opened it, and counted out fifty
pennies.  Then I inserted then back into the paper, and
placed them on the scale, and noted the weight.  I
waited until Jill had freshened herself.

"Sit down and weigh each roll," I ordered, noting the
weight of the sample roll.

Jill proceeded to do as ordered, and when there was a
difference she opened the roll, counted out the coins,
emitted a little sigh, then continued.  Each roll was
numbered, counted, and any variance noted.

"Finished sir!" she announced.

"What was the difference, total shortages and
overages?"

"Forty-two," she answered glumly.

Each difference would mean one stroke on her flesh this
evening in my little playroom/basement.  I rent the
ground floor of a two family house, and the owners (two
seniors) let me use the basement as well.  I have
turned a corner of the basement into a small playroom.

"Get dressed," I said, "time to look over your new
car."

	*		*		*		*		*

Dinner that evening was steaks, then out for a movie,
and a return home.  Jill knew what was going to happen,
and I could see that she was visibly excited by what
was going to happen to her.

After freshening up, she stripped, and we went
downstairs.  My landlords were in Florida, so we had
the house to our selves.  I had added sound insulation
in the basement so that Jill could really express
herself, and I had left the stereo playing in my
apartment to cover her moans of pain and pleasure.

My "playroom" looked more like a workroom, as my
landlords had never furnished the basement, or for that
matter, converted it into an apartment.  In one section
I has placed faux brick wall coverings, and had built a
bondage bench, and ceiling chains that I could hang
Jill from.

Naked, she didn't cover her breasts, but instead
proudly displayed her body.  I was dressed in a leather
vest, black jeans, and boots.  Jill was wearing nothing
but high heels.

Placing bracelets on her wrists and ankles, Jill was
soon hanging from the ceiling by her wrists.  I ran my
hands over her soft sensuous naked body, making her
moan with pleasure and anticipation.  Her softly
rounded breasts filled my hands, and her nipples were
hard.  Her slit was wet with dew, as she was clearly
excited by the prospect of being whipped.

"Are you ready, my darling?" I asked.

"Yes, Master," she answered softly.

"Do I have your consent?"

"Yes, sir."

I removed a flogger from a locked cabinet where I store
some of my toys.  It was composed of several broad
strands of leather, which would mark but not really
hurt.  Slapping the flogger against my hand, the
leather produced a satisfying thud when it struck my
hand.

"Kiss the flogger," I ordered, and Jill did so when it
was offered to her luscious red lips.

Slap!  Slap!  Slap!

The flogger struck Jill's flesh with a satisfying thud,
leaving a dull red mark on her naked flesh every time
it struck her body.  Jill moaned as the flogger did
it's work, leaving her red hot as the session
progressed.

Slap!  Slap!  Slap!

I flogged between her legs, and she opened them to
accommodate my demands.  Moaning softly, the flogger
further warmed up her already wet sopping pussy.

Slap!  Slap!  Slap!

Her breasts soon received my next attentions.  Jill had
moderate sized real breasts, and I had ordered her not
have any form of enhancement surgery. I liked my women
real - not artificial!

Slap!  Slap!  Slap!

Her behind was soon red, and Jill would remember this
session every time that she sat down at work this week
the flogging that she had received.  Inside my jeans my
cock was rock hard, and I wanted to take her right
then.

Slap!  Slap!  Slap!

"Aaaah!" Jill cried, tears running down her cheeks. 
The flogger had pushed her to the limits of orgasm, and
I had delivered her ration of strokes.

"Are you ready, slut?" I asked.

"Yes, Master, yes!" she sobbed.

I released her and she fell into my arms, clinging to
me tightly.  Her scent was of her perfume mixed with
sweat and that of her wet snatch.  I pulled her over to
a mattress I keep on the floor.  Pulling off my boots,
jeans, and vest, we were soon naked together on the
mattress.

Jill lay down on the mattress, and seeing my enormous
erection opened her legs to accommodate me.  Unrolling
a condom onto my rock hard shaft, I was soon between
her legs, pumping away.  The sounds of our passion,
plus the faint sounds of the stereo upstairs, were the
only sounds in the basement.  I plunged away,
completely oblivious to anything else.  Excited by her
ordeal, Jill and I both quickly came to climax, her
moans increasing in volume and number as we reached the
magic moment together.

"Aaaaah!" Jill moaned, "I'm coming!"

We came together, our thighs exploding in a fit of
raging passion that left us both gasping with
pleasure.  Later that night, I would do it again, this
time more languidly in my bed.

	*		*		*		*		*

Jill waved goodbye to her leased Lexus as we drove away
from the agency.  Since her plates were up, we had
registered the Reliant with new ones, and I would
return her old ones.

"Sad?"  I asked.

"I liked that car, master," she answered.

"You just can't afford it any more, and besides, this
frees up hundreds each month to get you paid off that
much sooner."

"I know, master."

"It's easy to get into debt," I said, "but hard to dig
yourself out.  My brother did the same thing.  Bought
everything on credit, paid the minimum, used one card
to pay another off.  And then they just kept on giving
him more damn credit, more cards, each time!"

"Good thing they don't have debtor's prison, master."

"Would make a good BDSM novel," I observed.

	THE END of Part One

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reserved by its author unless explicitly indicated.
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