An Unexpected Encounter

I happily stole the inspiration for this story from Parabolus’ story, Erotic Encounter.

CAUTION: The caution code indicates there is something in the story normally coded which has not been coded. Psst, that means it's a surprise and the author didn't want to tip his hand.


I work on Wall Street in a large Mergers and Acquisitions department. It’s not exactly like most people think. I make tons of money, like people think, but I also work tons of hours under tons of pressure taking tons of crap from partners and clients. When you are dealing with a couple hundred million dollars, people get really nervous, even rich people. I’m 37 and getting ready to retire because I am so burnt out. I figure in two more years I’ll have enough money put aside to tell everyone to FUCK OFF!

There are advantages, of course. I own a beautiful condo on the West Side. The building is full of wealthy folks, who, despite their wealth, are really pretty normal people. There are a few of the nose-in-the-air kind, but mostly wealthy folks aren’t much different than folks where I grew up. That took me a while to believe when I first started moving in the upper crust circles. I had the Hollywood influenced idea that rich people were all snobs, which isn't true. I also have a trophy wife. Before you ladies get your hackles up, my trophy wife was also my high school sweetheart. She only became a trophy wife later, when she decided she liked the idea and we had the money. We married right after high school and she worked two jobs to help put me through college since our parents refused to help. They were opposed to us getting married and my family was against me going to college. We weren’t that sort. They thought I should learn something useful like HVAC repair rather than go off and study economics and similar high brow crap. Melanie was pregnant when I graduated. That’s how we have the love of our lives, Trisha.

Melanie really took to the upper crust ways once we started having enough money. She hated being ‘lower’ class and quickly tried to put that behind her by shopping at Saks Fifth Avenue, where a scarf costs $500. She also liked the best spas and personal trainers named Jacob and plastic surgeons. Me, I use it to my advantage in business, the American mythology, the boy from the other side of the tracks who made good. Melanie made sure that Trisha was in the best schools... excuse me, academies. She really has pushed her to be perfect. I have always been Trisha’s sanctuary, her chance to be just a kid. Melanie and I have had very few serious fights, but every one of them has been when I defended Trisha’s right to just be a freaking kid. It is a source of tension that Trisha thinks of me as the good parent and her mom as the dragon. But Melanie simply can’t see that she is causing it, pushing Trisha more and more into being a Daddy’s girl.

That’s all background to the incident. I’m trying to explain how it could happen. This isn’t a justification or even a plea for understanding. But the facts should be known, not rumors.

Trisha’s school was just a few blocks from my office. On those days when I would bust out early, I’d see girls from the academy on the subway riding back to the West Side. I couldn’t help but notice. Many of these girls were already having plastic surgery and appointments with the best stylists in the city. Take a fresh attractive teen, add the best make up and styling, sculpt any irregularities away, put her in a school uniform, and you have instant male fantasy. The girls from the school were all walking wet dreams. And they were supremely aware of it.

I watched the other men on the train practically slobber when a group of the girls would board. The funny thing was how the girls reacted to it. They would come in a group, pointedly ignoring the open stares, while being completely aware of the effect they were creating. Sometimes, one of the girls would recognize me as Trisha’s father and I would get the proper "Hello," not too personal or bright with just the right amount of reserve. Like a fucking diva, ‘We, of the beautiful class, deign to acknowledge your presence.’ It isn't possible to pretend, like so many Americans do, that these women are anything but completely sexual beings and know how to use it. Children? Please, the hypocricy. The horrible thing is that they had every right to be like that since any guy on the train would have lain on the cruddy floor and let them walk on him just for the pleasure of feeling their feet on him. Men are truly pussy whipped.

Which brings us to the day in question as the lawyers would say. It was beautiful summer day and I had just closed an M&A that would be worth about twenty mil to the company. My cut was two mil. I got an extra bonus since I had come up with a way to make the risky cuts look safer and got a premium price for the whole deal. Caveat Emptor. ‘Closer to retirement,’ I kept thinking. I decided that the day was done. I wrapped up my stuff, told my secretary to take messages, and headed out the door. I was going to go home and veg out with ESPN. Wimbledon was in the quarter finals and I would grab a beer, or three, and forget all about business.

I hopped the train home. At the next stop, one of the girls from the school got on. I recognized her but couldn’t put a name with the face. The girl saw me and came over to sit next to me. I figured next to me seemed a safe place to sit since she was alone.

“You’re Trisha’s father, aren’t you?”

“Yes,” I said. I held out my hand.

She smiled and took it. “Katy.”

“I know we’ve met before,” I ventured.

“At school. It was the first night of school when we all had to drag our parents in,” she said rolling her eyes.

“I remember. Truly horrible.” Katy laughed along with me.

“Trisha talks about you a lot,” she said with kind of a funny look.

I wasn’t at all sure what this was about so I answered light-hearted, “I hope what she says is good.”

Katy smiled, “I suppose so. Yes, I suppose it is quite good.”

I looked towards the front of the car. It was only a third full since we were between the various rush hour times. When I looked back at Katy I saw that her blouse was now unbuttoned and her skirt had ridden far up her legs. I mean, far up her legs, too far to be accidental. I could see where her thighs formed that open triangle right before pay dirt. A little more and I’d know the color of her panties. Her blouse was open down to her bra and the swell of her breasts was quite visible, creamy white and luscious. She was watching me as I surveyed. When I was able to pull my eyes away from her display, she smiled. The little diva was putting on a show for me. I wondered what Trisha would do if she found out. Damn, the girl was probably all of fifteen and already a teasing slut. A quite accomplished one at that.

I had a soft sided briefcase on my knees and resting against my chest so that it formed a vee over my lap. Her hand settled on my thigh, then slowly slid in until it was resting on my lap. “Do you think you should be doing that?” I asked quietly.

I figured that would scare her off. Instead her fingers found my cock and started massaging it. She wasn’t an amateur. “I guess that depends on whether you like it or not,” she said seductively. I felt my cock swell causing her to smile, “I guess you do like it.”

I looked down at her breasts, those creamy white hills, and her thighs. She spread them further and I got a first look at her thong panties, dark blue. The lips of her pussy bulged out on both sides. They were shiny with her secretions. The little tease was turned on. “Looks like I’m not the only one enjoying it?”

Katy’s eyes smoldered as she squeezed my cock, “I want it,” she said in a low growling voice.

‘Holy shit,’ I thought. ‘Where does a girl learn that so young?’ That voice would have given a corpse a hard on. That’s when the rational part of the mind tried to assert itself. I felt some panic rising in my chest, JAILBAIT!

I guess she saw the change in my face. She gave me that sultry look again as hormones surged into me overriding my poor squealing conscience. Then she squeezed my cock and said, “No one is home. No one will know, ever.” The brakes screeched, causing me to jump as the train slowed. “Follow me,” she commanded. We were one stop short of mine. I knew I just had to sit in this seat for a few more seconds and the doors would close and I would be safe from this fifteen-year-old temptress.

Without any command from me, my body stood and followed her from the train. I was holding my briefcase in front of me to hide the obvious tent in my slacks. Katy looked behind her to make sure I was following, saw where I was holding the case, and smiled. She knew.

What the fuck was I doing? Her hips rolled provocatively causing her skirt to swish and sway with each step. What a cute little ass. I followed her up the steps, hypnotized by those rolling ass cheeks. I had to follow them. The only thing missing was the creepy movie music as I followed her like a zombie.

The next thing I remember, other than her ass, was being led into her building. Their condo was quite nice, similar to ours. Katy led me down the hall and into what was obviously her bedroom: pink, frilly, and covered with posters of boy bands. She closed the door behind me. I stood there, unable to do anything. She smiled, “You don’t need that briefcase anymore.”

I looked down and realized I was still holding it in front of me. I also realized I still had a raging hard on. I tossed the case on a chair. Her eyes locked onto the tent in my slacks and she licked her lips. Her hands came up and finished off the last few buttons on her blouse which opened to display her white bra and flat belly. “Why don’t you get comfortable?”

I gaped at this beautiful young seductress. Jesus Christ, she was as accomplished and from the looks of it as comfortable in seduction as a thousand dollar an hour escort. She shrugged and her white school blouse fell to her feet. She reached behind and with a snap; her bra followed the blouse to the floor. Her tits were perfect, small white mounds surmounted with dark pink nipples, hard and upright. This girl was obviously turned on. Part of me wondered why even as most of me was hynotised by this luscious vision. It couldn’t be middle-aged me, that was for sure. It was only later, when I was again capable of rational thought, that I came to understand she was turned on by seducing an older man, a father of a friend, a married man. The illicit nature of it was turning her on. John Waters, explaining why he is not unhappy with his Catholic boyhood, said, “Sex will always be better because it will always be dirty.” Little Katy was turned on by the ‘forbidden-ness’ of the sex.

She came to me, putting her arms around my neck. “I want it.” She pulled my head down and we kissed. It started as her kissing me and ended with me kissing her, hard and passionately. She was moaning by the time I was finished. My hand trailed from her back and found her tit, teasing then touching her nipple. Katy moaned louder as I stroked and teased her nipple. I broke the kiss and looked down at her face, now lust filled. I stepped back, ripping my tie off and throwing it to the ground.

All reticence was gone. The rest of my clothes were soon piled on the floor. While watching me hurriedly disrobe, Katy had sat back on her bed, smiling. Leisurely, she pushed her skirt and panties off, pausing twice as I stared waiting for the unveiling. The little vamp knew how to heighten the moment. When her clothes finally hit the floor, she stretched boldly and lay back on her bed, her face held a look daring me to ravish her.

Image copyright Rod O'Steele © 2017 No use without written permission My cock was straining towards her, pointing, leading me to her. I lay next to her, kissing her. Her hand wrapped round my cock. “Nice,” she whispered. My mouth found one nipple, then the other, teasing and tantalizing her. Fingers trailed down between her legs which spread wider than they had on the train, inviting, welcoming my touch. She was wet and hot. My fingers spread her natural secretions around her pussy, over her clitoris. “Yes,” she moaned.

I could smell her arousal, the powerful intoxicant of her sex. Bending down, my face plowed into her womanhood, tongue and lips attacking her gently. Her hands found my head, pulling me hard against her. My tongue sank deeply into her, tasting her desire. Then it wrapped around her clitoris bringing a gasp from Katy, her hips hunching, seeking more and more. I watched her face, eyes closed, clouded now with pure physical desire. She was ready. Hovering over her, my cock lined up with her opening. A push, then another and I sank into the hot cauldron of her sex.

“Oh yes…” she cried out as I filled her and I settled onto her, mashing her clitoris with my body. Smiling, I was finally in control. Little Katy was now being carried by her passions, her desires. She needed me to fulfill her. I pulled back and lanced sharply into her, eliciting a moaning acceptance, woman conquering man by submission. But such philosophy was beyond me with my cock buried in the grasping pussy of a beautiful young teen girl; we were caught in the most powerful of desires and I surrendered to it. Our bodies moved as one: together and apart, again and again, seeking contentment through completion. The air was filled with moans and groans, squishing slapping sounds as body sought body, body met body, and my staff was buried in her over and over. So close, I realized it was coming. I sought to wait, just prolong this exquisite torture a moment longer and feel her youthful body respond as lover’s bodies do. She moaned, then screamed out her orgasm… and mine followed filling her as gouts of my cum blasted into her. “Yes, yes, yes, yes,” she chanted in time with each explosion of cum.

That quickly, it was over. Panting, I looked down to see little Katy squirming under me, rubbing in contentment against me, a smile on her face. I kissed her. Her eyes opened as languidly she said, “Thank you.”

“My pleasure.” I rolled off her and collapsed on the bed. She snuggled against me. I lightly stroked her back, enjoying the touch of her fresh young skin. We lay for a while, neither of us thinking or talking, simply enjoying the touch of a lover.

“My Mom will be home soon,” she said quietly. I nearly jumped out of bed. She laughed, “Not that soon. But maybe we should get up.”

I did jump from her bed at that and looked back. ‘My God, I just had sex with a girl as young as my daughter.’ It really hit me for the first time. ‘Oh screw, you have fucked up,’ I thought. I rushed across the hall and cleaned the worst of the evidence from my face and cock. I would need a shower when I got home. I’d have to clean everything, and throw the suit in the cleaners... maybe the underwear too. What else? Oh shit, Oh shit, OH shit! When I came back to her room, Katy was stretched out on her bed, her pussy wet and shiny with our cum. Is a woman ever as desirable as when she has just been fucked? I felt my cock responding and I hurriedly dressed before the damn thing got me in trouble again.

Katy was still in bed, languidly stretched out. “Thank you, Trisha’s dad.” She smirked at my reaction. She knew exactly how to play this game. She had fucked me because I was her friend’s father. A game for her, a deliciously taboo fuck, was something else for me.

“It was a pleasure,” I said. “I have to go.”

“Kiss me,” she said. I hurried over and bent down. Our lips met and her hand rubbed against my cock. “Hmm,” she moaned. “I can’t wait till I meet you again.”

I hurried from their apartment, dazed and determined to never meet this little vixen again. How had I gotten myself into this predicament? What if she told Trisha? She wouldn’t. No, she couldn’t. No girl would tell another that she had fucked the girl’s father. No, she couldn’t.

I hailed a taxi and rushed home, throwing the suit in a cleaner’s bag and sending down for a pick up. I showered, twice. The suit was picked up and at last I could exhale.

The next week was pure hell as I waited for the shoe to drop. Every time Trisha looked at me, I wondered. She’d give me a look and my conscience twisted it, she knew. It was miserable. This is why you don't do bad things even if no one is looking because your conscience is looking. But nothing happened. No one but me seemed nervous. I was finally able to bury myself in a new M&A, working sixteen hours a day. I was only home to sleep. Like a bad dream, the incident with Katy faded. By the time I completed the M&A I no longer was thinking about Katy or the shoe dropping.

It was another beautiful day. I knocked off early, practically skipping from the office. It wasn’t until I was on the train, approaching the school stop that I remembered. A girl in the school uniform was waiting on the platform. She entered, but it wasn’t Katy. I smiled at her and she smiled back. She sat next to me. The doors closed and no Katy. I breathed a sigh of relief.

I looked back at the girl next to me and saw that she had unbuttoned the top buttons of her blouse. I could see the swell of her breasts almost to the nipples. She saw me looking and winked. “I talked with Katy,” she said quietly. I was dumbfounded. Quietly, the girl told me, “The girls at school kind of have a contest to see who can seduce the most outrageous partner, you know, like a rock star or the dean. Katy is bragging because she got a dad.” It clicked in my head, why Katy had been so turned on by the illicit sex. The little imp...

The girl's hand stole under the case and onto my lap, finding my cock. My rational processes shut down. I think my mouth was moving but nothing was coming forth. Of course, who needs a mind when you have a body and my body betrayed me, responding to the fingers moving over it. My cock swelled and grew. The girl smiled and worked harder on my cock. “You know who took Katy’s cherry?” I shook my head, the vocal apparatus still on the blink. “Her dad,” she said. “Katy told me. Outrageous, huh? Maybe enough to win, except it happened two years ago so it doesn't count for the contest.” My cock surged and the girl smiled, squeezing my now fully engorged member. “Katy said a dad is perfect for a girl’s first time.”

I shook my head. Despite this series of shocks, my control returned, maybe because the impulse of self-preservation had kicked in. “Trisha, are you sure?”

“Oh, yes. I’ve been riding this train every day since Katy told me. Take me home,” she said. Her hand stroked my cock.

Our eyes locked as my hand touched her thigh and found its way between her spread legs. She was wet and hot, her panties drenched by her arousal.

She smiled, “I love you, Daddy.”

“I love you, Sweetie.”





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