"I'm not picky," she said with her rosy face close to mine. She grinned, more than a little tipsy.

The bar was hot, crowded, and very noisy. I pressed closer to her so I could hear what she was saying.

"I'm a bit drunk, too, I think, Danny."

"I think you might be, Nan. What were you saying before?"

"It's Nancy. And I said I'm not... I said I'm not picky."

"Aren't you?" I watched her face moving in that way you can only do under the influence, her round face nodding, and the curly black hair on her head quivering with the movement.

"No. I'm not a slut, though."

"No, I'm sure you're not."

"Usually."

"Oh."

"Look," she whispered to me, far too loudly for any normal conversation, though it worked well enough in the bar. "I went out this afternoon and did some shopping."

"What?"

"Shopping," she repeated, pulling my shoulders towards her, and bending my face down. Her short black skirt was up around her waist, careless of anyone who might see, and she was showing me her panties. Navy satin briefs with a slightly paler blue lace trim. "They cost me twenty dollars."

"Did they?" I stared shamelessly. "Well worth it."

"You think so?" She wiggled, then stood up and showed me the rear view. Her butt was round too. And the satin was stretched wonderfully over her buttocks as she wiggled again and sat down. She smoothed her skirt down over her thighs again, ignored the looks from all the guys in the vicinity, and stared at me. "Well?"

"God. Are you always like this?"

"No, I said that already."

"So what's it about tonight?"

"Listen, if you don't want to..."

"No, no. I'm just... I don't want to, you know, take advantage."

"Oh, God, I wish you would. I spent money, you know."

"You said."

"Yeah. Sex money."

"Oh? How does that work, Nan?"

She leaned in and kissed me, her hot sticky lips wonderful against mine, her tongue forcing its way into my mouth, her arms pulling me close. She explored in and around my teeth, her tongue finding mine and twirling with it before sucking hard and forcing me to explore her mouth in return. Not that I was arguing. It was wonderful. She was relaxed in a way that only those under the influence could be. She loosened her mouth from mine just enough to speak.

"Call me Nancy. And it's basically a backup."

"To what?"

"To the kissing. If that doesn't get me into your apartment, then the panties are my twenty dollar backup."

"You... you don't need them."

She pulled herself back. "You don't like them?"

"Oh, I never said..."

"Hold on, hold on." She turned away from me, hoisted her skirt up again, and waggled it at the older man sitting on the other side of her. He'd been playing plenty of attention the first time, but he got an eyeful now. "Danny doesn't like my panties. What do you think?"

His grin was enough of an answer, and she turned back to me. "You're gay?"

"No!"

"Married?"

"Uh uh."

"Oh God, are you a priest?"

"What? No, I'm not. Look, I love your panties."

She stopped then, pressed herself close to me, and whispered loudly again. "Well, take me away from here, and you can get in them. Now."

It seemed, despite her lack of sobriety, that she knew what she was doing, and I was all out of resistance in any case. I climbed to my feet, took her hand in mine, helped her up, and we left.

As soon as we were outside, we could feel the drop in the temperature, and we must have both felt a little more sober. I looked at her and asked. "You sure about this, Nancy?"

"Danny, are you always like this?"

"No, not at all."

"Then shut up."

"Got it."

"Listen, three options that I can see. My place, your place, or here in the carpark."

"You have a car?"

"Nope. You?"

"No. I live just a few blocks from here."

"Ah. That's a plan then, right?"

"Yeah, if you like."

"Which way?"

We walked hand in hand to the apartment building, chatting about mutual friends, and what they were likely to say tomorrow. Neither of us minded too much though, so mostly we were just laughing.

I felt decidedly sober by the time we got to the building, but Nancy certainly wasn't. My card got us through the front door, and into the elevator. By the time the door closed on us, Nancy had my hands on her thighs, having slid them up the sides of her legs. My fingers felt over the narrow waistband of her panties, and she sighed as she leaned against me, just in time for the doors to open. A woman was standing there and looked disapprovingly at my hands on Nancy's thoroughly visible panty-wrapped ass.

I dropped my hands as we walked out into the dim carpeted hallway. Nancy just laughed and smiled at the woman before taking my hand in hers again.

We didn't waste any time in getting to my apartment, and once we were inside I gathered Nancy into my arms and gave her a long hug, and another marathon kiss.

"Oh, I thought you were reluctant," she said huskily to me. "I figured maybe I would have to use my backup."

"You won't," I whispered, kissing her lightly on the neck. "You won't, but don't let that stop you."

She straightened a little then, obviously not as incapable of thought as I had figured. "Danny, listen, I don't want anything rough, you understand? I'm a nice girl. A romantic. I want it to be nice."

"So, no whip?"

"No whip. You have a whip?"

"Uh uh. I have a neighbour who might lend me one."

"No whip."

"Got it.Handcuffs?" I kept teasing.

"No. Well... You have those?"

"Ah... I do, somewhere. A gift."

"From your girlfriend?"

"I don't have a girlfriend."

"Ah." Nancy pulled herself in close again, and I breathed close to her and listened. "I have a boyfriend."

"Oh?"

"Yeah. So this... Thing. It's not... You know, long term."

"The boyfriend thing?"

"No silly. This thing."

"Ah."

"That's alright?"

"I'm not about to resist you now, no matter what rules you make up."

"You think not?"

"Nope."

"Hmm... Do you know Lisa?"

"Yup, a little. Why?"

"She once... I'm not sure I should say. She made someone pay to have sex with her."

"No way."

"Yeah, she did."

"Who?"

"Oh, I'm not telling that part, Danny."

"Oh, go on. Tell me his name."

"How do you know it was a he?"

"What?"

"Yeah, alright. A guy. But I can't tell you who it was. It would get around."

"Nonsense. I can keep a secret."

"Nope."

I was strangely comfortable standing there. We were pressed together still, and speaking quietly, closely. Our hands were wandering too, while we talked. "Tell you what, Nancy. How about if I agree to your rule, whatever it is, then you tell me."

"What rule?"

"You make one up."

"Oh. I see." Her eyes lit up as she thought that through. "You'll agree to abide by the rule before I tell you what it is?"

"Ah... There's going to be sex, right?"

"Oh, yeah. Well, so long as you agree."

"You couldn't walk out on me now, could you?"

"Try me."

"Shit. Listen, afterwards, could you remind me about how I should keep my damn mouth shut?"

"Except when kissing?" And she gave me a quick peck on my lips.

"Yeah, except then."

"So it's a deal?"

"Yeah. Deal. Con artist. You got me up here on false pretences."

"You live here."

"Yeah."

"Okay, here's the deal. You know how I spent twenty bucks to get laid?"

"Oh, the panties again?"

"Yeah. You need to reimburse me."

"What?"

"For the panties. You need to give me back the twenty."

"Oh."

"And then, I'll tell you Mark's name, and we can have... Oh, shit!"

"Ha!"

"Yeah, yeah. Mark. Big deal. Anyway, I still have the sex to bargain with."

"Mark, huh? He must have been desperate. Sold."

"Yeah?"

"You bet." I dug in my pants pocket and pulled out some notes. I didn't even look at them. Just shoved them into her hand.

"Hold on a second." She looked at the money and separated the notes. "Too much here, Danny. What kind of a girl do you think I am?"

"That's a trick question."

"Yeah. Hold on." Nancy took some of the notes and pushed them back down in my pocket. That felt very nice. Then she lifted her skirt on one side, folded the remaining money, and slipped it under the narrow waistband of the blue satin panties.

"Hey, you can't do that."

"Why in hell not?" She was wiggling her hips and showing off.

"Because those are my fucking panties, now!"

"Oh, yeah. Well, come and get them." She ran off, looking for the bedroom. Needless to say, I followed.

It only took a few moments to catch up. In no time at all she had fallen back on the big bed, her feet still on the floor, her skirt barely decently covering the panties I now claimed ownership of.

I climbed up over her, my knees either side of her hips, leaned forward, and kissed her carefully, taking my time, and loving the feel of her lips again. "You know, in some societies I'd own you now, Nan."

"Not this one. Why do you keep calling me that?"

"Sorry. Nancy."

"No, it's alright. No one else calls me Nan." She pulled me on top of her.

"Okay. Just me."

"Just tonight."

"Yeah."

"Danny, about the panties..."

"Uh huh?"

"I'm afraid they might be a little... Damp."

I didn't say anything. Instead I encouraged her to wriggle back up the bed. She dropped her shoes on the floor, lifted her feet as best she could, and pushed herself back until her head was resting on the pillows.

Giving her a 'stay there' look, I climbed back down to the floor, and removed my own shoes before dropping my trousers to the carpet and stepping out of them. My shirt came off over my head, and I was standing there in black briefs.

The bulge was obvious, and when I looked up, Nancy was staring dreamily at me. "Take them off. I want to look at you."

I didn't argue at all, just lifted them carefully over the tip of my cock and lowered them to the floor.

I turned back to the bed, and slowly climbed back on until I was crouching over Nancy's legs. I put my hands on her knees, and then slowly, deliberately slid them up the outside of her thighs, up and under her skirt, lifting it as I went. She didn't resist at all, and soon I had a plain view of what we had been talking about all this time.

Her knees were slightly parted, and there was an obvious damp spot on the blue satin. I didn't waste any time in helping to make it worse. My fingers slid lightly over the surface of her panties, and then I rubbed both of my thumbs slowly up the easily located slit in the centre of her mound. Nancy sighed when my fingers started to spread her puffy labia through the satin, and by the time I reached her clit she gasped. I ignored her protests and continued my ministrations, my fingers loving the feel of her, hot beneath my almost-touch.

She rocked, and thrust against my fingers, and I varied both the pressure and the speed, keeping her surprised, and watching her become more and more excited.

I had no idea what Nancy was like under normal circumstance really, but tonight she was without shame, and I loved it. She spread her knees to give me better access, and she pressed herself hard against my fingers, encouraging me with her grunts of pleasure, and her undulating movements beneath me.

While I concentrated in the one obviously sopping wet area, Nancy lifted herself from the bed briefly and pulled her tank-top off over her head. A small black bra didn't last long either, and then I could see her firm breasts, and her hands caressing them as I rubbed between her legs.

"Oh God, Danny, that's wonderful. You never told me."

"You never asked. Quiet now. I want to hear you come."

"Oh, you will. Oh, God!"

She thrust at me then, and her hips lifted from the bed. I wondered, as I stroked the mound beneath me, and stared at her almost naked body, whether she had any idea how sexy she looked. Her face was bathed in sweat and her eyes were closed half the time.

The next time she lifted her hips she was serious about it, and a couple more strokes was all it took for her to quiver, her body shaking with release beneath my hands, as her fingers pinched her hard nipples. She groaned, loudly, while muttering about God.

I knelt there then, my cock at attention, a dribble falling from it to land on her panties and add to the dampness. I watched as she calmed down a little, and her eyes opened. She looked at my face, and then down at my cock. She nodded, her curly black hair bouncing a little, and I realised I wanted to know if the pubic hair matched.

The panties, I thought, had done their job. It was time to lose them. I reached down and hooked the sides of them in my thumbs, dislodging the cash in the process, and pulled them down off her thighs. Nancy bent her legs for me, and lifted her ass from the bed. I slid the sopping satin down her legs, revealing hair that was as black as I expected, and a puffy pink slit that was dripping wet.

Nancy kicked the panties off and spread her legs, letting me take a good look, and then she pulled me down over her, covering her body with mine. We kissed without any hurry, and then our bodies found the right positions.

I slid down between her spread legs, my cock poised and ready. Nancy's hands reached down and took my hips, pulling me towards her a little, until my cock rested just slightly within the slippery folds, a little south of the unreasonably springy thatch of black hair, contrasting strongly with her pale skin, and somewhat less against my skin and the pale brown of my own hair.

We nestled there, both enjoying the position, and the feel of each other, and then, rather than any sort of sharp thrust we just slowly wriggled together. I loved the feel of her as she rose against the head of my cock and slowly surrounded it. I loved the sound of the movement. I surprised myself by noticing the smell of her, suddenly. The mixture of the smell from the bar, and the perfume she'd worn for the evening. Most of all though it was the smell of her desire. The musky damp odour of arousal. I'd never noticed it nearly so much with anyone else.

She looked, felt and smelled wonderful. And then, suddenly, I was buried in her, and we started to move.

Sometimes it all just fits. The body parts and the movements. The shapes and sizes, the need. I lifted myself and slowly withdrew my cock from her before pressing it gently back, hard and ready, but trying to wait. We moved slowly for a while together, the feel of her skin on mine wonderful, the slippery wrapper around my cock almost disturbingly great.

We moved. Up and down, back and forth, sliding a little against each other. Nancy's nipples were beacons of attention against my chest. Our lips would seek each other from time to time, or either set of lips would find themselves against a hot damp neck.

We talked as we slid, quietly, not saying anything important, first just asking to move a little this way or that. I found that Nancy liked to use words I would never have heard from her out of bed, and that she liked to hear them as well. I told her I liked to be able to see, and lifted my chest from her for a while, so I could look down as I impaled her again and again. I told her how my cock glistened with her moisture, and how hot she felt inside. She told me what she would have done alone tonight if she had to, and how she liked to tempt herself. I asked her to lift her legs so I could cup her ass for a moment, and she scraped her fingernails up my buttocks in return.

At some point the talking died away. The movements became more intense, and the slippery beast that the two of us made worked slowly towards release. We pumped each other, pressed and pulled. We thrust and lifted, faster and faster, and then we both orgasmed.

I came quickly, my back arching and solid spurts driving deep inside Nancy, while she began to quiver again, jerking with delight at my automatic thrusts, her thighs clamping wonderfully around me, her breath short and sharp, her groans a final release well after I had finished.

We both collapsed on the bed, my chest on hers, both of our bodies bathed in sweat. After a while we talked a little more. About nothing. And then we slept. But not until she told me something else, in whispered, quiet, surreptitious lover-tones.

"It's Mark. You know that, right? I know you do. I needed to be able to tell him that Lisa wasn't the only one. That I could get paid for sex as well."

I nodded, and kissed her again.

"And now... Now that I've... We've... You know... Well now... I don't know that I want to have him back."

"You can stay, you know, Nan."

"I can?"

"Sure. No strings."

"How would that work?"

"Well, you'd need to buy more panties, and I'd need more cash."

"Wake me in a few hours."

"I have no money."

"I have no panties."