Chapter 1
When Erin Jennifer Banks was born her closest sibling was 14 years older than her, and her arrival was very much a surprise to her middle aged parents. Her mother was 44 when she was born, her father a year older, and while they weren't thrilled with the prospect of "starting all over again" with another baby, they were still loving and attentive parents. They owned a bakery downtown, but her mother stayed home with her for 5 years until she started kindergarten, She needed to get back to the bakery to help her husband but they worried about the costs of daycare for her hours after school, before one or the other could come home to her. With her youngest brother already off to college, they had no one else.... except for possibly their neighbor, John.
John was a policeman who had lived next to them for 10 years. He was always a good neighbor, and they had always been free to call upon each other if one was going on vacation or something, to pick up the mail, water the plants, or whatever else. They had each other over for barbecues a few times each summer, which Erin particularly enjoyed... for John had an in-ground swimming pool in his back yard. John had given Erin's parents a key to his back gate so the Banks children could use the pool whenever they wanted in the summer, even if he was at work, with the trust that their parents would keep an eye on
things. They were good neighbors.
So he didn't hesitate to say yes when her parents brought him a basket of muffins from the bakery, and asked if he would be available to let little Erin come over every day after school at 3:30, and keep an eye on her until they arrived home after the rush-hour crowd at 6pm. They assured him she would be no trouble, and if he needed them they would always be just a phone call and 15 minutes away. He reassured
them it would be fine, he would be glad to help, he was working overnights anyway, and it was no trouble.
Erin was indifferent about the news... he was just another babysitter to her, and
the situation was nothing compared to the nervousness about starting school in a month. And, John was nice, and had that pool. Living near Orlando, Florida, swimming pools were year-round entertainment.
Her birthday was in late September and she had just missed the age cutoff, so she was almost 6 when she started kindergarten, and the oldest child in her class. Her blonde hair, blue eyes, and tallness, for a 6 year old, made her popular. Her teacher was a nice lady and most of the other kids were nice, and she made fiends immediately, and she decided school was just fine.
At the end of the day her teacher helped her get on the right bus home, with her address written on her hand, and her bus driver made sure she got off at the
correct stop, and her parents had added their neighbor as an approved guardian, so everything was fine when
John waved at the driver from his front porch, and he released Erin to him.
Erin skipped up his sidewalk, "Hi John," she said sunnily. "I'm thirsty!"
John laughed, taking her book back as she climbed the steps. "Come on in, kiddo. I'll get you some OJ."
They went into his house, a place Erin had been a hundred times before, usually tromping through with her older siblings when using the restroom while using his pool. "Don't pee in the pool!" was his one hard rule. Erin went to his table and sat down while John got a glass and the orange juice from the fridge.
"So how was your first day of school?" John asked, "Did you make any friends?" and that opened her flood gates, she started telling him every detail of her day, about her teacher, and how she had her own chair, and the kids she sat next to, and the carpet squares during story time, and how she learned a new song and they all sang it. John was bemused at her enthusiasm.... he didn't have any children himself, but it wasn't because he hated them.... he just... didn't. But he very much enjoyed Erin's company and sunny disposition.
Erin went on and on, draining her OJ. Her mother called from the bakery, just checking in, making sure everything was ok with the bus, and her day. He said everything was, and gave his phone to Erin. "Hi Mom my teacher is Mrs. Johnson and I sit next to Chrissy and Samantha and their favorite colors are blue and green and..." and this went on for a while. Eventually she said, "Ok Mom, love you too" and handed the phone back to John. "She wantsta talk to you."
He took it, "Hi Helen. Yes, everything is fine. You don't need to thank me again, it's no trouble at all. She's a great kid. Ok. Ok. yes, I will see you in a couple hours," and he hung up.
He looked back at Erin, who actually seemed a little drowsy now that she had unbottled all the excitement of the day. "Your mom said it was ok for you to watch a video or something, why don't you go turn on the TV, I have something you might like." And that something turned out to be the movie
Frozen, which was like kryptonite for little girls. Erin made it about 9 minutes into the movie before she fell asleep curled up on the couch.
John looked at her, sleeping. "Wow... she is amazingly cute." He grabbed a blanket and covered her up, lightly grazing her soft butt as he did so, and she slept until her mom came to pick her up.
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And that became their routine. She would get off the bus at 3:30pm, and once she was comfortable being on her own John pretty much left her to her own devices. If she wanted to be in the house he would just
busy himself on his laptop surfing the internet or whatever, if she wanted to swim he would sit out on the patio with his laptop... surfing the web or whatever. Sometimes he would take pictures of her in her bathing suit with his phone. She never noticed. She also never noticed the hidden wireless spycams in the
poolhouse, when she changed into her bathing suit. How would she? She had never even heard of the concept of a wireless spy cam. Sometimes when she was splashing around in the pool after school, or watching a movie, he was actually sorting pictures he had taken of her. One of the files in his "little girls" folder was called "Erin Banks," and in
that folder was another called "nudes," and contained several pictures of her between taking off her school clothes, and putting on her bathing suit. There was a folder within "nudes" called "sex," which was as yet empty. She never noticed that sometimes when he was watching her splash around he was also erect... again, she had no idea of the concept of a penis, much less that of an erect one. He didn't make an issue of it, so neither did she. It was a fun routine for her, he was there every day when she got home from school, and he was always really nice, and she could talk to him all he wanted and he always listened and never got mad or treated her like a little kid the way her older brothers and sisters had done before they moved out. As for him, he worked four 10-hour police shifts a week,
usually 10pm until 8am, usually over the weekends, and if it was a school day he would have time for some sleep before little Erin got off the bus at his house. He usually masturbated to the pictures in his now-large "Erin Banks/nudes" folder before she got off the bus, to help him control the urges he felt when she was around... she was too
young to begin teaching, yet. His favorite picture of her in the "nudes" folder was a video screen capture of her when she was naked, between removing her school clothes and putting on her bathing suit, and she'd had an itch on her
her thigh near her vagina... the screen capture made it look like she was touching herself, hip cocked, eyelids heavy. She looked for all the world like she was
experiencing sexual pleasure. John had many orgasms looking at that picture. And once he had calmed himself down, he was ready to be the well-behaved guardian of a cute little 6-year-old blonde girl with blue eyes.
He never laid a hand on her until two years later, when she was in the 2nd grade, when she was 8.